$352,000
950 LAKE COVE TRAIL, LAKELAND, FL 33813
Beds
4
Baths
2
Sq Ft
1,836 sq ft
Year Built
2023
Lot Size
1.01 acres
Garage
2
About This Property
MAJOR PRICE IMPROVEMENT! BRING ALL OFFERS! NO HOA • PRIVATE LAKE • NOT IN A FLOOD ZONE • HUGE GARAGE/WORKSHOP Once you walk through the door, you are in a different world! Schedule a showing today! Discover the unique opportunity to enjoy peaceful lakefront living in desirable South Lakeland! Tucked away on a private road shared by only three other homes, this beautiful 4-bedroom, 2-bath home offers privacy and tranquility while remaining conveniently located just minutes from shopping, dining, medical facilities, and everyday conveniences. Built in 2023, this 1,836± SF home is situated along the shores of picturesque Little Lake Victoria, a private 7± acre lake. Enjoy direct waterfront access for swimming, canoeing, kayaking, paddleboarding, and fishing. No motorized boats are permitted, helping preserve the peaceful and relaxing atmosphere. The property also features an impressive 24' x 26' metal garage with two 12' x 12' roll-up doors, providing exceptional space for vehicles, recreational equipment, storage, hobbies, or a workshop. With approximately 15' eave height and 19' center height, the garage offers tremendous versatility for woodworking, mechanics, antique cars, boat or recreational equipment storage, and more. Inside, the home features a desirable open-concept layout with a split-bedroom floor plan, spacious living room, separate family room, inside utility room, and abundant storage. 10½-foot ceilings, crown molding, and numerous ceiling fans add to the bright, spacious, and airy feel of the home. Whether you're looking for a private waterfront retreat, a place to enjoy your favorite hobbies, or a property with potential for a vacation rental, this unique property offers plenty of possibilities. *Important Flood Zone Information: The home itself is NOT located in a flood zone and sits high and dry; however, the lake area is within the flood zone. Buyers are encouraged to verify all flood-zone information and intended uses independently. This property also has an advanced septic system. Advanced septic systems are designed to treat wastewater more effectively than traditional systems. With no HOA, private lake frontage, a newer home, and an oversized versatile garage, properties like this are hard to find in South Lakeland. Schedule your private showing today and experience Little Lake Victoria for yourself!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From South Florida Ave, turn East on CR 540A and continue 1.3 miles to Scott Lake Rd. and turn left. In 0.3 miles, turn left onto Lake Cove Trail (beside Scott Lake Baptist) Follow the drive with the fence on the left for 0.2 miles to the home.
Location
950 LAKE COVE TRAIL, LAKELAND, FL 33813
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$352,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $352,000 home in LAKELAND.
🏛️
FHA Loan
$12,320 Down
Government-backed, low down payment. Credit scores as low as 580.
🏦
Conventional
$17,600 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 11, 2026.