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$260,000

615 AVENUE A NE, WINTER HAVEN, FL 33881

3D Tour
Active60 days on market

Beds

3

Baths

2

Sq Ft

1,848 sq ft

Year Built

1940

Lot Size

0.24 acres

Garage

1

About This Property

Charming Historic Winter Haven Bungalow on a Great sized lot near Downtown Winter Haven - Welcome to 615 Avenue A NE, a beautifully maintained 1940 block home tucked in one of Winter Haven's sought-after Historic Districts — just steps from Rotary Park and the shimmering waters of Lake Elbert. This 3-bedroom, 2-bath home offers 1,848 square feet of thoughtfully updated living space on a generous 0.24-acre lot (75x140), blending old-Florida character with modern comfort. Inside, warm laminate flooring flows through a spacious living room anchored by a cozy electric fireplace and custom built-in shelving with entertainment center. The adjoining family room offers even more room to gather, while the fully equipped kitchen features stainless appliances and ample cabinetry, opening to a bright dinette and formal dining room — perfect for everyday living or entertaining. The primary suite includes a walk-in closet and en-suite bath with a walk-in shower, and two additional bedrooms provide flexibility for family, guests, or a home office. A dedicated laundry room adds everyday convenience. Outside, the fully fenced backyard is an entertainer's dream, complete with a paver patio seating area, mature shade trees, a storage shed, and plenty of open lawn for pets, play, or gardening. The attached one-car garage includes a built-in workshop, ideal for hobbyists or extra storage, and an irrigation system keeps the landscaping lush year-round. Located minutes from downtown Winter Haven's shops, dining, and lakefront parks, and with easy access to LEGOLAND Florida Resort and central Florida's major highways, this home offers the rare combination of historic charm, everyday functionality, and an unbeatable location near the water. Don't miss your chance to own a piece of Winter Haven history!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4963989
StatusActive
Year Built1940
Total Rooms9
ConstructionBlock
RoofShingle
FoundationCrawlspace
FacesSouth
SubdivisionYONNALLY W P RESUB
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Walk-In Closet(s)
FlooringLaminate, Vinyl
AppliancesElectric Water Heater, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System
FencingFenced
Other StructuresShed(s)
Lot Size0.24 acres (10,498 sq ft)
Lot Dimensions75 x 140
Lot FeaturesHistoric District, City Lot, Level, Near Public Transit
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Public, Sprinkler Well

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$260,000
Original Price$270,000
Annual Taxes$2,007 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-1C
Parcel #262828604500000110

Directions

From I-4, take Exit 55 and travel south on US-27. Turn right onto Cypress Gardens Boulevard/FL-540 W toward Winter Haven. Continue west, then turn right onto 6th Street. Turn left onto Avenue A NE. Property will be located at 615 Avenue A NE.

Location

615 AVENUE A NE, WINTER HAVEN, FL 33881

Listing Information

OfficeLOKATION
ListedAugust 6, 2026

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Home Price

$260,000

20% ($52,000)
6.75%

Loan Term

Principal & Interest$1,349
Property Tax (est.)$238
Insurance (est.)$150
Total Monthly$1,737
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How to Buy This Home

Multiple financing options available for this $260,000 home in WINTER HAVEN.

🏛️

FHA Loan

$9,100 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.

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