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$435,000

205 THOMAS COURT, WINTER HAVEN, FL 33880

3D Tour
Active50 days on market

Beds

3

Baths

3

Sq Ft

2,352 sq ft

Year Built

2001

Lot Size

0.33 acres

Garage

2

About This Property

Welcome to this spacious 3-bedroom, 2.5-bath home offering 2,352 square feet of living space on a generous .33-acre lot tucked away on a quiet cul-de-sac. Designed for both comfortable everyday living and entertaining, this home offers plenty of space inside and out. One of the standout features is the massive bonus room with its own private entrance and an impressive feature wall complete with a waterfall—perfect for a game room, home office, media room, entertaining space, or whatever fits your lifestyle. The kitchen features solid wood cabinetry, granite countertops and plenty of workspace, while the separate dining room provides the perfect setting for meals and gatherings. A large living room, tray ceilings and tile flooring throughout add to the home's spacious feel. The primary suite includes a cedar-lined walk-in closet and an ensuite bath with a walk-in shower. Two additional bedrooms and 1.5 additional baths provide plenty of room for family and guests. Step outside and you'll quickly see why the backyard may become your favorite part of the home! Enjoy the recently resurfaced saltwater pool, expansive lanai and covered 14' x 14' pavilion—ideal for grilling, entertaining or simply relaxing by the pool. Paved walkways and decking surround the property, creating multiple outdoor spaces to enjoy. With over a third of an acre, a cul-de-sac location, a saltwater pool, incredible bonus room and more than 2,350 square feet of living space, this home offers a combination of space, character and indoor/outdoor living that's ready for its next owner. *Listed $15,000 below Appraisal Value*

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4963995
StatusActive
Year Built2001
Stories1
Total Rooms9
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionLAKE THOMAS WOODS EIGHTH ADD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorSolid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
FlooringCeramic Tile, Tile, Vinyl
AppliancesDishwasher, Disposal, Range, Refrigerator
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Sliding Doors, Storage
FencingWood
Other StructuresShed(s)
Lot Size0.33 acres (14,292 sq ft)
Lot FeaturesCul-De-Sac
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground, Salt Water, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$135 / Annually
Senior CommunityNo

Financial Details

List Price$435,000
Original Price$450,000
Annual Taxes$2,477 (2025)
FinancingCash, Conventional, FHA
ZoningRES
Parcel #252835355070000300

Directions

Winter Lake Rd (540) to Brandy Chase Blvd, Right on Thomas Ct

Location

205 THOMAS COURT, WINTER HAVEN, FL 33880

Listing Information

OfficeREGAL REAL ESTATE LLC
ListedAugust 11, 2026

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Home Price

$435,000

20% ($87,000)
6.75%

Loan Term

Principal & Interest$2,257
Property Tax (est.)$399
Insurance (est.)$150
Total Monthly$2,806
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How to Buy This Home

Multiple financing options available for this $435,000 home in WINTER HAVEN.

🏛️

FHA Loan

$15,225 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$21,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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