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$210,000

2240 SEA ISLAND CIRCLE N, LAKELAND, FL 33810

3D Tour
Active49 days on market

Beds

2

Baths

2

Sq Ft

1,241 sq ft

Year Built

1987

Lot Size

0.10 acres

Garage

1

About This Property

Welcome to easy living in Highland Fairways. Located at 2240 Sea Island Circle in Lakeland, this beautifully updated 2-bedroom, 2-bathroom home offers the kind of comfort, convenience, and low-maintenance lifestyle that makes every day feel a little more relaxed. Inside, you’ll find a well-cared-for interior with tasteful updates, an inviting layout, and plenty of space to enjoy both everyday living and entertaining. The large Florida room is a standout feature, offering the perfect place to relax with morning coffee, enjoy the natural light, or create an additional sitting area, hobby space, or reading retreat. A garage adds extra storage and practicality, making this home as functional as it is welcoming. Beyond the home itself, Highland Fairways is known for its maintenance-free lifestyle, giving residents more time to enjoy the things they love and less time worrying about exterior upkeep. This sought-after community also offers a wonderful range of amenities, including a clubhouse, pool, golf, and recreational activities that create a vibrant and social atmosphere. Whether you enjoy staying active, meeting neighbors, or simply appreciating a peaceful setting, Highland Fairways delivers a lifestyle that is both convenient and enjoyable. Updates: roof (2017), central hvac (2018), water heater (2026), windows & doors (2019).

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964045
StatusActive
Year Built1987
Stories1
Total Rooms6
ConstructionVinyl Siding
RoofShingle
FoundationSlab
FacesNorth
SubdivisionHIGHLAND FAIRWAYS PH 01
CountyPolk
OwnershipFee Simple

Interior Features

InteriorEating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Split Bedroom, Walk-In Closet(s)
FlooringCeramic Tile, Laminate, Hardwood
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
LaundryInside
CoolingCentral Air
HeatingCentral
SecurityGated Community

Exterior & Lot

ExteriorIrrigation System
Lot Size0.10 acres (4,251 sq ft)
Lot Dimensions50 x 85
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes
HOA Fee$240 / Monthly
Senior CommunityYes

Financial Details

List Price$210,000
Original Price$225,000
Annual Taxes$3,419 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #232803021511001130

Schools

ElementaryGriffin Elem
MiddleSleepy Hill Middle
HighKathleen High

Directions

From Downtown Lakeland drive North on Kathleen Road. Turn Right on Griffin then turn Left at the Entrance of Highlands Fairway. Proceed to the address.

Location

2240 SEA ISLAND CIRCLE N, LAKELAND, FL 33810

Listing Information

OfficeKELLER WILLIAMS REALTY
ListedAugust 18, 2026

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Home Price

$210,000

20% ($42,000)
6.75%

Loan Term

Principal & Interest$1,090
Property Tax (est.)$193
Insurance (est.)$150
Total Monthly$1,432
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $210,000 home in LAKELAND.

🏛️

FHA Loan

$7,350 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$10,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 30, 2026.

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