$450,000
4538 CORTLAND DRIVE, DAVENPORT, FL 33837
Beds
6
Baths
4
Sq Ft
3,208 sq ft
Year Built
2017
Lot Size
0.15 acres
Garage
3
About This Property
Short Sale. Welcome to this spacious six-bedroom, four-full-bathroom home in the sought-after Providence community. The open floor plan features a large kitchen with an island, tall cabinets, stainless steel appliances, granite countertops, and all appliances included, along with generous living and family room spaces perfect for everyday living or entertaining. The primary suite offers a large walk-in closet, dual vanities, a sitting area, and built-in cabinetry, creating a comfortable private retreat with an en-suite bath. Additional features include a dedicated laundry room, a whole-house saltless water filtration system, and a three-car garage with custom lighting and wall storage. Step outside to enjoy the fenced backyard, spacious lot, and large paved patio. The home is equipped with solar panels and a full irrigation system supported by a private well, helping keep lawn maintenance costs low with no water bill for irrigation. Providence offers 24-hour guard-gated entry, a clubhouse, fitness center, golf course, swimming pools, playgrounds, and more. Whether you're looking for a primary residence, vacation home, or investment opportunity, this property checks all the boxes.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From I-4, take Exit 58 toward Champions Gate Blvd, head east, turn right onto US-27 South, then left onto Cortland Dr—4538 will be on your right.
Location
4538 CORTLAND DRIVE, DAVENPORT, FL 33837
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$450,000
Loan Term
How to Buy This Home
Multiple financing options available for this $450,000 home in DAVENPORT.
🏛️
FHA Loan
$15,750 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$22,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.