$230,000
26 SAINT KITTS CIRCLE, WINTER HAVEN, FL 33884
Beds
3
Baths
2
Sq Ft
1,954 sq ft
Year Built
1993
Lot Size
0.15 acres
Garage
2
About This Property
Short Sale. ** $15K PRICE REDUCTION as of 9/14/2026!!** This is a 3-bedroom, 2-bathroom home nestled in Winter Haven, FL. Built in 1993, this property offers a comfortable floor plan with great bones and exciting potential for the right buyer. This short sale opportunity presents an excellent chance to acquire a Winter Haven home at an improved price point in an established neighborhood. The layout provides functional living spaces throughout, with three generously sized bedrooms and two full bathrooms — ideal for families, investors, or buyers looking to put their personal touch on a property. Conveniently located close to shopping, dining, medical facilities, and the beautiful Winter Haven Chain of Lakes, with easy access to US-27 and major routes to both Orlando and Tampa. This is a short sale subject to lender approval. Being sold as-is. Buyer and buyer's agent to verify all information including HOA fees, community details, and measurements. A great opportunity — schedule your showing today!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Take Cypress Gardens Rd heading east, turn right onto Chamblis Rd, and take an immediate right onto Saint Kitts Cir, home is on the right.
Location
26 SAINT KITTS CIRCLE, WINTER HAVEN, FL 33884
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$230,000
Loan Term
How to Buy This Home
Multiple financing options available for this $230,000 home in WINTER HAVEN.
🏛️
FHA Loan
$8,050 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$11,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.