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$499,000

2856 MERIDIAN POINT LANE, LAKELAND, FL 33812

3D Tour
Active60 days on market

Beds

3

Baths

2

Sq Ft

2,410 sq ft

Year Built

1999

Lot Size

0.25 acres

Garage

3

About This Property

Seller Offering $10k towards interest rate Buy Down! Price just reduced $16k!! Beautiful semi-custom built spacious pool home located in SE Lakeland. Featuring two flex spaces that can be used for a home office. The interior features high ceilings throughout, lots of crown molding throughout, newer lighting fixtures and fans throughout, white cabinetry, SS appliances, large master suite featuring two walk-in closets and a large soaking tub and walk in shower, this lovely home also features a large laundry room with a storage closet and laundry tub. Additional features include wifi controllable lighting, thermostat and Nest doorbell. The home offers a 3 car garage with overhead storage and an epoxy coated floor. The exterior offers a large outdoor living space and pool deck, great for entertaining. The backyard is fully fenced with a vinyl privacy fence and features a lemon tree, lime tree, avocado tree, pineapple plant and multiple banana trees. Recent updates include a new roof in '17 and new electrical panel in 12/25 and new pool pump in 9/24. Low HOA Fees and No CDD fees! Conveniently located near Publix Shopping Centers, Polk Parkway, many outdoor trails for hiking, biking and more!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964073
StatusActive
Year Built1999
Stories1
Total Rooms11
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouth
SubdivisionMERIDIAN
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System
FencingVinyl
Lot Size0.25 acres (10,202 sq ft)
Lot Dimensions85 x 120
Lot FeaturesIn County, Landscaped
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesGunite, In Ground, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOAYes
HOA Fee$625 / Annually
Senior CommunityNo

Financial Details

List Price$499,000
Original Price$525,000
Annual Taxes$5,507 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #242916284556000240

Schools

ElementaryValleyview Elem
MiddleLakeland Highlands Middl
HighGeorge Jenkins High

Directions

From Peterson Rd. turn onto Harrells Nursery Rd. then turn onto Meridian Point Ln.

Location

2856 MERIDIAN POINT LANE, LAKELAND, FL 33812

Listing Information

OfficeSHAWN R MCDONALD REALTYGRP INC
ListedAugust 7, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$499,000

20% ($99,800)
6.75%

Loan Term

Principal & Interest$2,589
Property Tax (est.)$457
Insurance (est.)$150
Total Monthly$3,197
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $499,000 home in LAKELAND.

🏛️

FHA Loan

$17,465 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 6, 2026.

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