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$165,000

2055 S FLORAL AVENUE UNIT 42, BARTOW, FL 33830

3D Tour
Active43 days on market

Beds

2

Baths

2

Sq Ft

1,152 sq ft

Year Built

1981

Lot Size

0.14 acres

Garage

About This Property

YOU OWN THE LAND! Welcome home to your own piece of Central Florida paradise in Floral Lakes of Bartow, a pet-friendly ,55+ community offering an affordable Florida lifestyle with low monthly HOA fees and an impressive list of amenities. Well maintained, move-in ready, and priced to sell, this 2-bedroom, 2-bath home sits on a large lot near the clubhouse and offers comfortable living with plenty of flexible space. Step inside to an inviting living and dining area filled with natural light. Sliding glass doors lead to the spacious family/sunroom, creating additional space for entertaining, relaxing, a home office, hobby room, or even an additional sleeping area for visiting family and friends. Attractive wood-look vinyl plank flooring flows through the bedrooms and main living areas, with tile flooring in the sunroom and bathrooms. The formal dining area features built-in storage and beautiful bay windows that bring in plenty of Florida sunshine. The kitchen offers gorgeous wood cabinetry, included appliances, and a convenient closet pantry for additional storage. The nearby foyer provides even more flexibility with room for a dinette, desk, sitting area, or workspace. The spacious primary bedroom features a large closet and an updated private bathroom with a walk-in shower. The comfortable second bedroom is conveniently located near the updated guest bathroom with a tub/shower combination. Just off the carport, you'll find a screened porch and private utility room providing additional storage and a dedicated laundry area with washer and dryer included. The home also features a RainSoft water system. One of the biggest advantages of this property is simple: YOU OWN THE LAND. Floral Lakes combines homeownership with low HOA fees and a welcoming community atmosphere. Residents enjoy a heated community pool, clubhouse with planned activities, shuffleboard, dog park, lake access with a boat ramp, and beautifully maintained landscaping throughout the community. Conveniently located in Bartow near downtown, restaurants, shopping, recreation, and everyday necessities, you'll also enjoy a desirable Central Florida location between the Tampa and Orlando areas. If you've been looking for an affordable, move-in-ready Florida home where you can own your land, enjoy great neighbors, bring your pet, and embrace the 55+ Central Florida lifestyle, this Floral Lakes property deserves a closer look. Welcome home to Floral Lakes of Bartow.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #L4964133
StatusActive
Year Built1981
Total Rooms10
ConstructionVinyl Siding
RoofMetal
FoundationCrawlspace
FacesSouth
SubdivisionFLORAL LAKES
CountyPolk
OwnershipFee Simple
FurnishedPartially

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Thermostat, Walk-In Closet(s)
FlooringCeramic Tile, Vinyl
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer, Water Filtration System
LaundryOther
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorGarden, Sidewalk, Sliding Doors
Lot Size0.14 acres (6,281 sq ft)
Lot Dimensions88 x 75
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$105 / Monthly
Senior CommunityYes

Financial Details

List Price$165,000
Annual Taxes$2,834 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningPUD
Parcel #253018429920000420

Schools

ElementaryFloral Avenue Elem
MiddleBartow Middle
HighBartow High

Directions

From North: Take US-98/S Broadway Ave south through Bartow. Turn right onto Clower St, then left onto S Floral Ave. Continue to 2055 S Floral Ave and enter Floral Lakes. From South: Take US-98 north toward Bartow. Turn left onto Clower St, then left onto S Floral Ave. Continue to 2055 S Floral Ave and enter Floral Lakes. From East: Take SR-60 west toward Bartow. Turn south onto US-98/S Broadway Ave, continue to Clower St and turn right. Turn left onto S Floral Ave and continue to Floral Lakes at 2055 S Floral Ave. From West: Take SR-60 east toward Bartow. Turn south onto US-98/S Broadway Ave, continue to Clower St and turn right. Turn left onto S Floral Ave and continue to Floral Lakes at 2055 S Floral Ave.

Location

2055 S FLORAL AVENUE UNIT 42, BARTOW, FL 33830

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedAugust 11, 2026

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Home Price

$165,000

20% ($33,000)
6.75%

Loan Term

Principal & Interest$856
Property Tax (est.)$151
Insurance (est.)$150
Total Monthly$1,157
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $165,000 home in BARTOW.

🏛️

FHA Loan

$5,775 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.

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