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$169,900

6086 SOUTHERN OAKS DRIVE, WINTER HAVEN, FL 33884

3D Tour
Active56 days on market

Beds

2

Baths

2

Sq Ft

1,200 sq ft

Year Built

1998

Lot Size

0.10 acres

Garage

—

About This Property

This home has a community swimming pool and you own your land!! Seller just adjusted the price to match the market. Home is fully furnished, officially it is 2 bedrooms, 2 bath home however the front room could be converted to a 3 bedroom just add a closet. Wonderful club house, a inground community pool and a pond stocked with fish with a low monthly fee of $65.00/month. 55 plus age requirement of one of the buyers in this community of Garden Grove Oaks. You own your land and you can file homestead making your taxes very low. Kitchen is very user friendly with updated appliances. In fact, the dishwasher and refrigerator are still under warranty. All the carpet was replaced with laminate. This home has a workshop/hobby room in the shed with another storage area and a private back yard screened porch with vinyl windows. Conveniently located to medical facilities, shopping, restaurants and major highways leading to Lake Wales, Haines City, Orlando and Tampa.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #L4964177
StatusActive
Year Built1998
Total Rooms9
ConstructionVinyl Siding
RoofShingle
FoundationCrawlspace
FacesNorth
SubdivisionGARDEN GROVE OAKS
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorAccessibility Features, Ceiling Fan(s)
FlooringLaminate
AppliancesDishwasher, Disposal, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator
LaundryElectric Dryer Hookup, Inside
CoolingCentral Air
HeatingCentral
SecurityFire Alarm

Exterior & Lot

ExteriorAwning(s), Irrigation System, Private Mailbox, Private Yard, Storage
Lot Size0.10 acres (4,500 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Available, Natural Gas Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$65 / Monthly
Senior CommunityYes

Financial Details

List Price$169,900
Original Price$174,900
Annual Taxes$749 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #272906855564001550

Directions

Take Cypress Gardens Blvd to Cypress Gardens Road turn right on Struthers Road, at the very end of Struthers Road turn into Garden Grove Oaks subdivision go to 6086 Southern Oaks Drive, SE, Winter Haven.

Location

6086 SOUTHERN OAKS DRIVE, WINTER HAVEN, FL 33884

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedAugust 11, 2026

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Home Price

$169,900

20% ($33,980)
6.75%

Loan Term

Principal & Interest$882
Property Tax (est.)$156
Insurance (est.)$150
Total Monthly$1,187
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How to Buy This Home

Multiple financing options available for this $169,900 home in WINTER HAVEN.

🏛️

FHA Loan

$5,947 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$8,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 18, 2026.

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