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$300,000
Beds
3
Baths
2
Sq Ft
1,456 sq ft
Year Built
2024
Lot Size
0.30 acres
Garage
—
Welcome home, where you can enjoy the Florida lifestyle from your own lakefront property! This 3-bedroom, 2-bath home offers a comfortable and functional layout complemented by a peaceful waterfront setting. Enjoy relaxing by the water, taking in the views, and having your own piece of Central Florida lakefront living right outside your door. Another standout feature is the age of the home's major components. The roof, A/C system, and water heater are approximately 2 years old, while the appliances are approximately 6 months old, offering added peace of mind when it comes to several of the home's major systems. The property is serviced by a private well and septic system and features a Culligan water system. Electric service is provided by Duke Energy, with the seller reporting an average electric bill of approximately $124 per month and average homeowners insurance of approximately $97 per month. With its lakefront location, newer major systems, updated appliances, and spacious outdoor setting, this property offers an opportunity to enjoy a quieter Florida lifestyle while remaining conveniently accessible to Haines City, Polk City, major roadways, shopping, dining, and other Central Florida destinations. Come experience the views and waterfront setting for yourself—schedule your private showing today!
From US-27, head west on Old Polk City Rd. Continue on Old Polk City Rd toward Polk City Rd. Turn onto Polk City Rd and continue to 4550 Polk City Rd, Haines City, FL 33844. Property will be located along Polk City Rd
4550 POLK CITY ROAD, HAINES CITY, FL 33844
Pick a Day
Preferred Time
Home Price
$300,000
Loan Term
Multiple financing options available for this $300,000 home in HAINES CITY.
🏛️
$10,500 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$15,000 Down
Traditional financing. As low as 3-5% down with good credit.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 11, 2026.