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$244,900

2608 TRINITY CIRCLE NW, WINTER HAVEN, FL 33881

3D Tour
Active27 days on market

Beds

2

Baths

2

Sq Ft

1,092 sq ft

Year Built

1968

Lot Size

0.18 acres

Garage

About This Property

Solid and charming Mid-Century Ranch home in a quiet neighborhood just off of Lake Idylwild in vibrant and beautiful Winter Haven, Florida with NO HOA! This two bedroom/two full bath home could easily be converted back to a three bedroom, as the original third bedroom was transformed into a formal dining area/office/den. The living room and hall have engineered hardwood floors. The kitchen has a built-in wall oven, gas cooktop, breakfast bar and an eat-in area. There is a spacious inside utility room with plenty of storage cabinets, washer & dryer, gas water heater, and utility sink. The two bedrooms have built-in closets and tile floors, and there are two full bathrooms with historic 4x4 tile and one shower has a Terrazzo floor! The enclosed back porch could easily be more living area with the addition of a mini-split or a simple wall unit. The back yard is fully fenced and has two large storage sheds. The front of the house has window awnings, a two-car carport with decorative wrought-iron support columns, and a wide brick driveway. The membrane roof is 2025, the electrical panel was upgraded in 2024, and the A/C condenser is 2010. This house is near the boat ramp on Lake Hartridge, one lake over on the fun Chain of Lakes. Haven Grove Estates is convenient to shops, groceries (including a brand-new Publix), restaurants, medical facilities, and all that the lovely downtown has, plus it is convenient to highways to the Tampa, Lakeland, and Orlando metropolitan areas for commuting ease. Call today to see this one!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964239
StatusActive
Year Built1968
Total Rooms8
ConstructionBlock, Brick
RoofMembrane
FoundationSlab
FacesSoutheast
SubdivisionHAVEN GROVE ESTATES
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Thermostat
FlooringEngineered Hardwood, Linoleum, Tile
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Dryer, Gas Water Heater, Range Hood, Refrigerator, Washer
LaundryGas Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsBlinds
CoolingCentral Air
HeatingCentral
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorAwning(s), Private Mailbox, Rain Gutters, Storage
FencingChain Link
Other StructuresShed(s)
Lot Size0.18 acres (7,802 sq ft)
Lot FeaturesIn County, Landscaped, Level, Near Public Transit
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Phone Available, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$244,900
Annual Taxes$1,644 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-1
Parcel #252813340900000220

Directions

Hwy 92 (E. Memorial Blvd) to Hwy 544/Havendale Blvd, left on Idylwild Dr NW, left on Trinity Circle NW.

Location

2608 TRINITY CIRCLE NW, WINTER HAVEN, FL 33881

Listing Information

OfficeBHHS FLORIDA PROPERTIES GROUP
ListedAugust 14, 2026

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Home Price

$244,900

20% ($48,980)
6.75%

Loan Term

Principal & Interest$1,271
Property Tax (est.)$224
Insurance (est.)$150
Total Monthly$1,645
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How to Buy This Home

Multiple financing options available for this $244,900 home in WINTER HAVEN.

🏛️

FHA Loan

$8,572 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,245 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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