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$400,000

520 S JACKSON AVENUE, BARTOW, FL 33830

3D Tour
Active52 days on market

Beds

4

Baths

3

Sq Ft

2,028 sq ft

Year Built

1910

Lot Size

0.16 acres

Garage

,

About This Property

Welcome home to this gorgeous, beautifully modernized bungalow in the heart of historic Bartow! From its charming character to its pristine condition, this home perfectly blends timeless appeal with today’s comforts. Featuring two primary suites, the flexible floor plan is ideal for guests, multi-generational living, or simply enjoying a little extra privacy. Outside, you’ll love the impressive 20' x 20' detached shop with electricity—perfect for hobbies, storage, a workshop, or all your toys. Two double gates provide convenient access to the property, and with no HOA, you’ll have even more freedom to make this home your own. Additional highlights include 11-foot ceilings, 4th bedroom with private entrance perfect for an in-home business, a durable metal roof, sidewalks, charming curb appeal with a relaxing front porch, and a location that puts you within walking distance of downtown Bartow’s shops, dining, and historic atmosphere. Enjoy small-town Central Florida living while still being conveniently positioned for trips to Disney, Orlando attractions, and Florida’s beautiful Gulf Coast beaches. Historic charm. Modern updates. Incredible condition. A fantastic shop. No HOA. This special Bartow bungalow checks all the boxes and is truly a must-see! Welcome Home......You Have Arrived.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964267
StatusActive
Year Built1910
Stories1
Total Rooms7
ConstructionWood Frame
RoofMetal
FoundationCrawlspace
FacesWest
SubdivisionWHITLEDGE W D SUB
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Other, Split Bedroom, Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryInside
WindowsBlinds
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorFrench Doors, Storage
FencingFenced, Wood
Other StructuresWorkshop
Lot Size0.16 acres (6,917 sq ft)
Lot FeaturesLandscaped, Level, Sidewalk
Road SurfacePaved, Asphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$400,000
Original Price$415,000
Annual Taxes$1,380 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #253008417000000030

Directions

Travel South on N. Broadway Ave to Left on Main Street to Right on Jackson Avenue. House will be on your left. Sign in yard.

Location

520 S JACKSON AVENUE, BARTOW, FL 33830

Listing Information

OfficeS & D REAL ESTATE SERVICE LLC
ListedAugust 15, 2026

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Home Price

$400,000

20% ($80,000)
6.75%

Loan Term

Principal & Interest$2,076
Property Tax (est.)$367
Insurance (est.)$150
Total Monthly$2,592
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How to Buy This Home

Multiple financing options available for this $400,000 home in BARTOW.

🏛️

FHA Loan

$14,000 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$20,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 22, 2026.

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