$320,000
6631 THORNHILL ROAD, WINTER HAVEN, FL 33880
Beds
3
Baths
2
Sq Ft
1,221 sq ft
Year Built
2024
Lot Size
0.28 acres
Garage
1
About This Property
NEARLY NEW WITHOUT THE WAIT—AND NO HOA! Built in 2024 by premiere builder WCM Construction, and only briefly lived in, this 3-bedroom, 2-bath home offers the benefits of newer construction without having to wait for a home to be built. Situated on an oversized approximately .28-acre lot, the property also features a large fenced backyard, giving you plenty of room for pets, play, entertaining, gardening or simply enjoying your own outdoor space. Inside, the home offers a clean, modern feel with wood-grain tile flooring throughout—no carpet—Level 3 granite countertops in the kitchen and bathrooms, quality cabinetry and upgraded appliances. The open layout makes excellent use of the space while the attached garage provides additional convenience and storage. One of the biggest advantages is what you won't find here—NO HOA, giving you greater flexibility without monthly association dues or community restrictions. Located in southwest Winter Haven, this home offers convenient access to major roadways and makes commuting throughout Polk County easy. Winter Haven, Bartow, Lakeland and surrounding areas are all within easy reach, while shopping, dining, schools and everyday conveniences are just a short drive away. If you've been considering new construction but don't want the added expense, construction timeline or HOA commonly associated with newer homes, 6631 Thornhill Road offers an excellent alternative—a nearly new home, generous fenced yard and no HOA. Schedule your private showing and see why this one deserves a closer look!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From the Polk Parkway heading east, take exit to Winter Lake Rd, go to traffic light at Thornhill Rd and turn right. Continue down until you arrive at 6631 on left.
Location
6631 THORNHILL ROAD, WINTER HAVEN, FL 33880
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$320,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $320,000 home in WINTER HAVEN.
🏛️
FHA Loan
$11,200 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$16,000 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 15, 2026.