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$385,000

207 AVENUE E SE, WINTER HAVEN, FL 33880

3D Tour
Active44 days on market

Beds

4

Baths

4

Sq Ft

2,230 sq ft

Year Built

1925

Lot Size

0.24 acres

Garage

—

About This Property

Seller financing is available for qualified buyers. This exceptional property offers a rare opportunity to live in one residence while renting the other to help supplement your mortgage payment. Conveniently located near hospitals, medical facilities, colleges, universities, shopping, dining, and major transportation routes, the property combines versatile living arrangements with everyday accessibility. Qualified buyers may be eligible for down payment assistance. Program eligibility, terms, and availability may vary; contact the listing agent for details. The primary residence has been completely renovated, offering a refreshed and inviting atmosphere throughout. Its open-concept design seamlessly connects the kitchen and dining areas, creating an ideal space for everyday living, entertaining and gathering with loved ones. The beautifully updated kitchen features sleek stainless steel appliances, elegant granite countertops, wood laminate, porcelain tile flooring and a functional layout that combines style and convenience. A covered front porch provides a shaded outdoor area for relaxing and enjoying the surroundings. The two residences have separate living areas with no interior access between them, offering added privacy and flexibility. The second residence offers stylish and comfortable living with durable porcelain tile flooring throughout. Its well-appointed kitchen features stainless steel appliances and elegant granite countertops, while the spacious layout includes two bedrooms and two bathrooms-providing flexibility and convenience for residents or tenants. The spacious backyard offers room for outdoor entertaining, gardening, recreation or future personalization. With no homeowners association, extensive renovations, newly constructed, and versatile use options, this property is well-suited for multigenerational living, an owner-occupant seeking rental income, or an investor looking for income-producing potential. Its location near hospitals and colleges adds convenience for healthcare professionals, faculty, medical personnel, and other nearby employees. Virtually staged images are for illustrative purposes only.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964280
StatusActive
Year Built1925
Stories1
Total Rooms9
ConstructionBlock, Wood Frame
RoofShingle
FoundationOther, Slab
FacesSouth
SubdivisionTWIN OAKS ADD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Living Room/Dining Room Combo
FlooringLaminate, Porcelain Tile
AppliancesDishwasher, Electric Water Heater, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Entrance, Private Mailbox, Private Yard, Sidewalk
FencingFenced
Other StructuresGuest House
Lot Size0.24 acres (10,254 sq ft)
Lot Dimensions50 x 140
Lot FeaturesCity Lot
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$385,000
Original Price$399,900
Annual Taxes$3,201 (2025)
FinancingCash, Conventional, FHA, Owner May Carry, VA Loan
Parcel #262828613000002140

Directions

Take hwy 27 to 544 Lucerne Park Rd, turn left on avenue c se, right second st se, left avenue e se

Location

207 AVENUE E SE, WINTER HAVEN, FL 33880

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedAugust 16, 2026

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Home Price

$385,000

20% ($77,000)
6.75%

Loan Term

Principal & Interest$1,998
Property Tax (est.)$353
Insurance (est.)$150
Total Monthly$2,501
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How to Buy This Home

Multiple financing options available for this $385,000 home in WINTER HAVEN.

🏛️

FHA Loan

$13,475 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.

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