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$1,399,900

3640 CRUMP ROAD, WINTER HAVEN, FL 33881

3D Tour
Active46 days on market

Beds

4

Baths

3

Sq Ft

3,309 sq ft

Year Built

1987

Lot Size

1.23 acres

Garage

3

About This Property

Welcome to your own private lakefront retreat on 1.23 acres along Lake Hamilton with NO HOA! This stunning 4-bedroom, 3-bath home offers an exceptional combination of luxury, entertaining space, and the ultimate Florida waterfront lifestyle. Bring your boat and jet skis and enjoy the convenience of a private dock featuring an electric covered boat lift and built-in fishing bench. The outdoor living space is truly spectacular! Step through the French doors to a sparkling saltwater PebbleTec pool featuring iridescent tile, fiber-optic lighting, a swim-up bar, fountains, and a roof-line waterfall. The propane-heated pool is surrounded by an expansive travertine deck, while the nearby gas fire pit with custom-cushioned seating creates the perfect setting for evening gatherings. Propane-connected tiki torches add a tropical ambiance, and a hidden sump pump provides worry-free drainage after storms. Entertaining is effortless with the outdoor kitchen, complete with a new grill and refrigerated drawers. The fenced backyard extends halfway to the lake, providing plenty of room for pets to play. Professional Florida-native landscaping, enhances the lush, resort-like setting. Inside, the beautifully designed chef's kitchen features quartz countertops, a copper farmhouse sink, paneled refrigerator, trash compactor, and spacious butler's pantry with a full-size refrigerator and abundant storage. The open floor plan includes a dedicated buffet area with dual wine refrigerators adjacent to the dining space—perfect for hosting family and friends. Nine-foot ceilings, crown molding, porcelain tile, shiplap accents, custom lighting, and a central vacuum system add comfort and sophistication throughout. The luxurious primary suite offers direct access to the pool deck, with a convenient open-air shower just outside. The ensuite features dual vanities and a walk-in shower with dual shower heads. The expansive walk-in closet includes a center island, custom shelving, heated towel rack, and an extra-large Liberty Safe. The home underwent a complete rebuild in 2017, so all features are 2017 or newer. Recent improvements include a new roof (2025), new pool pump (2025), a new 12x24 storage shed (2025) and new irrigation system (2025). The irrigation water comes from the lake so it doesn’t affect your water bill. Additional features include a split-bedroom floor plan, with two guest bedrooms sharing a Jack-and-Jill bath; hurricane shutters; a whole-home Generac generator; and TVs in every room, including the back porch. The spacious 3-car garage features tiled flooring, storage, a workshop, and an industrial ice maker. A pavered circular driveway provides ample parking, plus an additional parking pad with room for an RV. From the custom interior and exterior lighting to the custom painting, bamboo chair rail, and travertine exterior accents, every detail has been thoughtfully designed. The home is also pre-wired for ADT security at the front and rear doors and garage service door. Boating, fishing, entertaining, relaxing, and resort-style living—all in one exceptional Lake Hamilton property with no HOA!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964316
StatusActive
Year Built1987
Stories1
Total Rooms10
ConstructionBlock, Stucco
RoofMetal, Shingle
FoundationSlab
FacesSoutheast
SubdivisionMAGNOLIA SHORES
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCentral Vacuum, Eating Space In Kitchen, Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
FlooringPorcelain Tile, Travertine
AppliancesBuilt-In Oven, Dishwasher, Dryer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Trash Compactor, Water Softener, Wine Refrigerator
LaundryInside, Laundry Room, Washer Hookup
WindowsBlinds, Double Pane Windows, Drapes, Tinted Windows, Window Treatments
CoolingCentral Air, Zoned
HeatingCentral, Electric, Heat Pump, Zoned
SecuritySecurity System, Smoke Detector(s)

Exterior & Lot

ExteriorFrench Doors, Hurricane Shutters, Irrigation System, Lighting, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Private Mailbox, Rain Gutters
FencingFenced, Other
Other StructuresOther, Outdoor Kitchen, Shed(s)
Lot Size1.23 acres (53,361 sq ft)
Lot FeaturesIn County, Landscaped, Oversized Lot
Road SurfacePaved
ViewPool, Water

Pool & Spa

Private PoolYes
Pool FeaturesFiber Optic Lighting, Heated, In Ground, Lighting, Other, Salt Water, Tile

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterCanal/Lake For Irrigation, Public
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected, Fiber Optics, Propane, Underground Utilities, Water Connected

Parking

GarageYes (3 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$1,399,900
Annual Taxes$15,096 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-1A
Parcel #272819829600000320

Schools

ElementaryElbert Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

From Downtown WH take Central Ave to Dundee Rd. Take a Left on Country Club Rd S just before Publix Shopping Center. Follow to Right on Crump Rd. Follow to 3640. The home will be on the Left side of the road

Location

3640 CRUMP ROAD, WINTER HAVEN, FL 33881

Listing Information

OfficeLOCKHART & ASSOCIATES INC
ListedAugust 21, 2026

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Home Price

$1,399,900

20% ($279,980)
6.75%

Loan Term

Principal & Interest$7,264
Property Tax (est.)$1,283
Insurance (est.)$150
Total Monthly$8,697
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 1, 2026.

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