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$225,000

487 LINDSEY DRIVE, LAKELAND, FL 33809

3D Tour
Active54 days on market

Beds

3

Baths

2

Sq Ft

1,296 sq ft

Year Built

2000

Lot Size

0.23 acres

Garage

—

About This Property

PRICE IMPROVEMENT ***Seller may consider some buyer concessions with an acceptable offer*** OWN THE HOME & THE LAND! Welcome to Wilder Trace Mobile Home Community, where affordable homeownership meets peaceful Florida living. This well-maintained 3-bedroom, 2-bathroom manufactured home sits on a spacious 0.23-acre lot with NO rear neighbors and peaceful pond views and a sense of privacy that’s hard to find. Step inside to a functional, inviting floor plan featuring a large living room with soaring ceilings and a spacious kitchen with abundant cabinet and counter space—ideal for both everyday living and entertaining. The generously sized primary suite offers a walk-in closet and a large walk-in shower, creating a comfortable retreat at the end of the day. Enjoy Florida’s beautiful outdoors from the back deck overlooking the fenced backyard, pond, wooded surroundings, and walking trail. Whether you’re enjoying your morning coffee, entertaining friends, or simply unwinding, this peaceful backyard setting is sure to impress. Additional features include a 2-car carport, a large storage area conveniently located off the rear porch, and incredibly low HOA dues of just $200 per year. Major updates provide added peace of mind, including: Metal roof – 2018 A/C – 2024 Water heater – 2024 Some aesthetic updates include - new baseboards, new paint, new kitchen sink and laminate countertops. New kitchen flooring recently added along with newer dishwasher to match the refrigerator and stove. Conveniently located near shopping, dining, schools, and major roadways, this property offers the perfect combination of space, privacy, affordability, and convenience. USDA financing eligible, making this an excellent opportunity for qualified buyers looking to own both their home and the land beneath it. With the price recently reduced, now is the time to take a closer look at this unique opportunity for affordable Florida homeownership!

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #L4964328
StatusActive
Year Built2000
Total Rooms4
ConstructionVinyl Siding
RoofMetal
FoundationCrawlspace
FacesSouth
SubdivisionWILDER TRACE PH 01
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Window Treatments
FlooringLaminate
AppliancesBuilt-In Oven, Cooktop, Dishwasher, Electric Water Heater, Freezer, Refrigerator
LaundryInside
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Mailbox, Private Yard
FencingChain Link
Other StructuresShed(s), Storage
Lot Size0.23 acres (10,171 sq ft)
Lot Dimensions90 x 113
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected, Public, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$200 / Annually
Senior CommunityNo

Financial Details

List Price$225,000
Original Price$239,000
Annual Taxes$2,132 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #232712000891005650

Directions

98N to Right on Wilder, left into Wilder Trace, left onto Lindsey. House is on the right.

Location

487 LINDSEY DRIVE, LAKELAND, FL 33809

Listing Information

OfficeREMAX EXPERTS
ListedAugust 18, 2026

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Home Price

$225,000

20% ($45,000)
6.75%

Loan Term

Principal & Interest$1,167
Property Tax (est.)$206
Insurance (est.)$150
Total Monthly$1,524
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How to Buy This Home

Multiple financing options available for this $225,000 home in LAKELAND.

🏛️

FHA Loan

$7,875 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$11,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 11, 2026.

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