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$185,000

260 RAMSGATE WAY, HAINES CITY, FL 33844

3D Tour
Active24 days on market

Beds

2

Baths

2

Sq Ft

1,560 sq ft

Year Built

1989

Lot Size

0.09 acres

Garage

,

About This Property

This 1560 SF furnished Fleetwood home is located in a GEM of a community. You own your own land, and the community is very active with events and activities for everyone. This 55+ community is located close to shopping, theme parks and Interstate highways to travel many Florida sites. This home has a 5-year-old A/C unit and roof. Kitchen has been updated with stone counter tops, Cook Stove and Microwave are new. Plumbing has been replaced with PVC plumbing pipe. Master bath has a garden tub as well as a step-in shower, double vanities. This is also a split floor plan making both bedrooms private. The electrical breaker box was updated in 2025. All these items including a golf cart for your pleasure. The community is full of amenities such as a 900-acre lake available for boating and fishing. The executive 18-hole golf course is challenging but offers a lot of socializing. The gorgeous clubhouse offers, 2 billiard tables, a shuffleboard table, a very nice library, an ole English Pub and a nice ballroom ready for parties dancing and lots of other entertainment.

Property Overview

Property TypeResidential
Sub TypeManufactured Home
MLS #L4964329
StatusActive
Year Built1989
Total Rooms7
ConstructionMetal Siding
RoofShingle
FoundationCrawlspace
FacesNorthwest
SubdivisionSWEETWATER GOLF & TENNIS CLUB
CountyPolk
OwnershipFee Simple
FurnishedFurnished

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Skylight(s), Split Bedroom, Stone Counters
FlooringCarpet, Laminate
AppliancesDishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
LaundryElectric Dryer Hookup, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingElectric

Exterior & Lot

ExteriorIrrigation System
Lot Size0.09 acres (4,125 sq ft)
Lot Dimensions49 x 81
Road SurfaceAsphalt
0

Utilities

WaterPrivate, Well
SewerPrivate Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOAYes
HOA Fee$387 / Monthly
Senior CommunityYes

Financial Details

List Price$185,000
Annual Taxes$995 (2025)
FinancingCash, FHA, VA Loan
Parcel #262726490050102600

Directions

Follow US 27 to the Lake Alfred 17/92 exit. From the exit travel two miles to the entrance of Sweetwater Golf & Tennis.

Location

260 RAMSGATE WAY, HAINES CITY, FL 33844

Listing Information

OfficeSWEETWATER RESALES
ListedSeptember 12, 2026

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Home Price

$185,000

20% ($37,000)
6.75%

Loan Term

Principal & Interest$960
Property Tax (est.)$170
Insurance (est.)$150
Total Monthly$1,280
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How to Buy This Home

Multiple financing options available for this $185,000 home in HAINES CITY.

🏛️

FHA Loan

$6,475 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 13, 2026.

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