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$330,000

521 BONNIE DRIVE, LAKELAND, FL 33803

3D Tour
Active49 days on market

Beds

3

Baths

3

Sq Ft

1,845 sq ft

Year Built

1955

Lot Size

0.27 acres

Garage

1

About This Property

Welcome to 521 Bonnie Drive, a well-maintained 3-bedroom, 2.5-bath home nestled on a .27-acre lot in Lakeland’s established Camphor neighborhood. Built in 1955 and lovingly cared for by the same family for many years, this home offers great bones, spacious rooms and wonderful potential to make it your own. Major improvements include a NEW ROOF (2026) and NEW WATER HEATER (2026). Inside, you’ll find beautiful hardwood flooring, abundant natural light and a functional floor plan with generous living spaces. The home features 1,446 sq. ft. plus an approximately 399 sq. ft. addition, providing approximately 1,845 sq. ft. of total space. The large additional living area offers built-in cabinetry and shelving and makes a fantastic family room, bonus room, hobby space or entertaining area. One secondary bedroom features its own exterior entrance, adding flexibility for a home office or guest space. The kitchen offers ample cabinetry and counter space with an adjoining dining area, while the primary bedroom includes a private bath. A half bath is conveniently located in the laundry area. Outside, enjoy a spacious backyard with mature shade trees and plenty of room for outdoor living, gardening or entertaining. With its NEW ROOF, NEW WATER HEATER, beautiful hardwood floors, flexible living space and desirable central Lakeland location, this longtime family home is ready to welcome its next owner!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964330
StatusActive
Year Built1955
Stories1
Total Rooms3
ConstructionBlock
RoofShingle
FoundationConcrete Perimeter
FacesSouth
SubdivisionCAMPHOR HEIGHTS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorSolid Wood Cabinets
FlooringBamboo, Hardwood
AppliancesCooktop, Dishwasher, Disposal
LaundryInside
CoolingCentral Air, Mini-Split Unit(s)
HeatingElectric

Exterior & Lot

ExteriorPrivate Entrance, Private Mailbox, Private Yard
Lot Size0.27 acres (11,957 sq ft)
Lot Dimensions98 x 122
Road SurfaceAsphalt
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$330,000
Annual Taxes$1,022 (2025)
FinancingCash, Conventional, FHA
ZoningRA-1
Parcel #232825125900004090

Directions

Heading north on South Florida AVE turn left onto Beacon Rd then turn right onto Shady Ln then left onto Bonnie Dr, house is on the right.

Location

521 BONNIE DRIVE, LAKELAND, FL 33803

Listing Information

OfficeS & D REAL ESTATE SERVICE LLC
ListedAugust 18, 2026

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Home Price

$330,000

20% ($66,000)
6.75%

Loan Term

Principal & Interest$1,712
Property Tax (est.)$303
Insurance (est.)$150
Total Monthly$2,165
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How to Buy This Home

Multiple financing options available for this $330,000 home in LAKELAND.

🏛️

FHA Loan

$11,550 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$16,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 19, 2026.

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