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$435,000

795 CROSSTOWER DRIVE, WINTER HAVEN, FL 33880

3D Tour
Active0 days on market

Beds

3

Baths

2

Sq Ft

1,572 sq ft

Year Built

2023

Lot Size

1.59 acres

Garage

2

About This Property

Built in 2023 and situated on 1.59 acres, this 3 bedroom, 2 bath home offers something increasingly hard to find in Winter Haven: a newer home with land, flexibility and NO HOA. Nearly 200 feet of street visibility along Hwy 540 creates a unique opportunity for a small business owner who understands the value of exposure. Imagine the visibility your brand could capture simply by parking your wrapped work vehicle along the road frontage while coming home to your own private retreat. Inside, the split floor plan offers an open and functional layout centered around a spacious kitchen with quartz countertops, a large island and plenty of room for gathering. A newly added statement fireplace wall gives the living area a custom finished feel. The home also features a whole home water filtration system and a dedicated internet line from the provider, ideal for working from home, streaming and staying connected. Large covered front and back porches extend the living space outdoors, while the side entry garage adds to the home's beautiful curb appeal and keeps the front elevation clean and inviting. With 1.59 acres and no HOA, there is plenty of room for boats, RVs, additional vehicles, outdoor toys, trailers or work equipment. The expansive property also offers space to explore future possibilities such as a guest house, mother in law suite or additional dwelling, subject to applicable zoning and permitting. Conveniently located with easy access to major roadways, this property combines accessibility with the freedom and breathing room of acreage. Whether you're looking for space for your family, your toys, your work equipment or simply a little more freedom, 795 Crosstower Drive offers possibilities you won't find in a typical neighborhood.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964346
StatusActive
Year Built2023
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionN/A
CountyPolk
OwnershipFee Simple

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringLuxury Vinyl
AppliancesDishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Water Filtration System, Water Softener
LaundryInside, Laundry Room
WindowsBlinds, Double Pane Windows
CoolingCentral Air
HeatingCentral
FireplaceYes ()
SecuritySmoke Detector(s)

Exterior & Lot

ExteriorOther, Private Mailbox
Lot Size1.59 acres (69,374 sq ft)
Lot Dimensions28 x 200
Road SurfaceAsphalt, Paved
0

Utilities

WaterWell
SewerSeptic Tank
UtilitiesCable Connected, Electricity Connected, Underground Utilities, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$435,000
Annual Taxes$4,443 (2026)
FinancingCash, Conventional, FHA, VA Loan
Parcel #262831000000043220

Schools

ElementaryLake Shipp Elem
MiddleWestwood Middle
HighLake Region High

Directions

From US 17, head west on Hwy 540/Winter Lake Rd. Turn right onto Recker Hwy/SR 655, then turn left onto Crosstower Dr. Property will be on the left at 795 Crosstower Dr.

Location

795 CROSSTOWER DRIVE, WINTER HAVEN, FL 33880

Listing Information

OfficeLA ROSA REALTY PRESTIGE
ListedAugust 21, 2026

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Home Price

$435,000

20% ($87,000)
6.75%

Loan Term

Principal & Interest$2,257
Property Tax (est.)$399
Insurance (est.)$150
Total Monthly$2,806
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $435,000 home in WINTER HAVEN.

🏛️

FHA Loan

$15,225 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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