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$309,900

506 CLAYTON CIRCLE, WINTER HAVEN, FL 33880

3D Tour
Active49 days on market

Beds

4

Baths

3

Sq Ft

2,004 sq ft

Year Built

1974

Lot Size

0.25 acres

Garage

—

About This Property

Welcome home to this spacious 4-bedroom, 3-bathroom home offering over 2,000 square feet of comfortable living space on a large corner lot. Designed with both everyday living and entertaining in mind, this home features two bedrooms with private en-suite bathrooms, providing flexibility and privacy for family members or guests. Step outside to the screened lanai, where you can relax and enjoy views of the expansive backyard and in-ground pool—perfect for Florida living and entertaining year-round. The large fenced backyard provides plenty of room for outdoor activities, pets, gardening, or simply enjoying your own private outdoor retreat. With its generous living space, desirable split-bedroom potential, pool, and oversized corner lot, this home offers plenty of room to make it your own. Don’t miss the opportunity to make this spacious pool home your next address!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964361
StatusActive
Year Built1974
Stories1
Total Rooms6
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionJAN PHYL VILLAGE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorKitchen/Family Room Combo
FlooringTile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Yard
Lot Size0.25 acres (10,794 sq ft)
Lot Dimensions99 x 110
Lot FeaturesCorner Lot
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerPrivate Sewer
UtilitiesElectricity Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$309,900
Original Price$315,000
Annual Taxes$3,720 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-3
Parcel #252825354530017440

Directions

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Location

506 CLAYTON CIRCLE, WINTER HAVEN, FL 33880

Listing Information

OfficeLIVE FLORIDA REALTY
ListedAugust 18, 2026

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Home Price

$309,900

20% ($61,980)
6.75%

Loan Term

Principal & Interest$1,608
Property Tax (est.)$284
Insurance (est.)$150
Total Monthly$2,042
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How to Buy This Home

Multiple financing options available for this $309,900 home in WINTER HAVEN.

🏛️

FHA Loan

$10,847 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 21, 2026.

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