$165,000
2055 S FLORAL AVENUE UNIT 165, BARTOW, FL 33830
Beds
2
Baths
2
Sq Ft
1,546 sq ft
Year Built
1984
Lot Size
0.14 acres
Garage
,
About This Property
Welcome to lakefront living in Floral Lakes, a desirable 55+ community in Bartow offering a relaxed Florida lifestyle with an abundance of amenities and conveniences. This beautifully positioned home sits on a lakefront corner lot and is conveniently located near the rear entrance of the community, providing quick and easy access. Bring your golf cart and your boat and enjoy everything Florida living has to offer! Just steps from the home, you'll find your own private dock, creating the perfect spot to enjoy peaceful mornings, beautiful sunsets, fishing, boating and relaxing by the water. The community also offers a pool, clubhouse, shuffleboard and private boat ramp, providing plenty of opportunities to stay active and enjoy the Florida sunshine. Inside, the home offers a comfortable and functional layout with luxury vinyl plank flooring throughout the home. The rear sunroom features tile flooring and is fully air-conditioned, providing a comfortable space to enjoy the natural light and peaceful lake views while staying cool and comfortable. The property also features a covered carport, providing convenient sheltered parking and additional protection from the Florida sun and weather. There's plenty of opportunity to make the outdoor space your own while taking full advantage of the lakefront setting. Additional peace of mind comes from new hurricane tie-downs installed in 2018. The combination of a lakefront location, private dock, corner lot, covered carport, desirable community amenities and comfortable interior spaces makes this a unique opportunity to enjoy the best of the Florida lifestyle. Floral Lakes is conveniently located near downtown Bartow, with easy access to shopping, dining, medical facilities, major roadways, Lakeland and Winter Haven. Whether you're looking for a full-time residence or a seasonal Florida getaway, this property offers the opportunity to relax, enjoy the water and make the most of life in sunny Florida. Come see why lakefront living in Floral Lakes is such a special opportunity!
Property Overview
Interior Features
Exterior & Lot
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Directions
South on S Broadway Ave, right on W Clower St, Left on S Floral Ave, arrive at Floral Lakes on right. Follow signs to lot 165
Location
2055 S FLORAL AVENUE UNIT 165, BARTOW, FL 33830
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$165,000
Loan Term
How to Buy This Home
Multiple financing options available for this $165,000 home in BARTOW.
🏛️
FHA Loan
$5,775 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$8,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.