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$71,000

55 NW 3RD STREET NW, WINTER HAVEN, FL 33881

3D Tour
Active1 days on market

Beds

Baths

0

Sq Ft

19,630 sq ft

Year Built

1949

Lot Size

0.23 acres

Garage

About This Property

COMMERCIAL SPACE AVAILABLE WITH TONS OF FOOT TRAFFIC! A PARKING GARAGE DIRECTLY ACROSS THE STREET compliments this convenient location in downtown Winter Haven, FL. Endless possibilities and perfect for retail, restaurants, and entertainment just to name a few. Winter Haven has seen a tremendous amount of redevelopment over the last decade, and this space is situated in it's direct path. This building as a whole is home to REGUS/IWG workspace, an UPSCALE COCKTAIL LOUNGE, pilates studio, and a growth and healing space. Many more amazing developments are on the horizon so come claim this space to be in the center of all the action.

Property Overview

Property TypeCommercial Lease
Sub TypeRetail
MLS #L4964404
StatusActive
Year Built1949
Stories1
ConstructionBlock, Concrete
RoofBuilt-Up
FoundationSlab
FacesEast
SubdivisionWINTER HAVEN
CountyPolk

Interior Features

FlooringConcrete
CoolingCentral Air

Exterior & Lot

Lot Size0.23 acres (9,901 sq ft)
Lot Dimensions90 x 110
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Available, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$71,000
Annual Taxes$32,161 (2025)
ZoningBR
Parcel #262829621000033010

Directions

From Lake Elbert, head west on Central Ave. Take a right on 3rd St. NW and the location will be on your left before the stop sign and library.

Location

55 NW 3RD STREET NW, WINTER HAVEN, FL 33881

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedAugust 20, 2026

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Scheduling is free, and you can cancel anytime.

Home Price

$71,000

20% ($14,200)
6.75%

Loan Term

Principal & Interest$368
Property Tax (est.)$65
Insurance (est.)$150
Total Monthly$583
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How to Buy This Home

Multiple financing options available for this $71,000 home in WINTER HAVEN.

🏛️

FHA Loan

$2,485 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$3,550 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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