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$640,000

5017 RIDGEFIELD LANE, LAKELAND, FL 33812

3D Tour
Active48 days on market

Beds

4

Baths

3

Sq Ft

2,000 sq ft

Year Built

2021

Lot Size

0.24 acres

Garage

2

About This Property

Stunning Modern Home in Lakeside Heritage of South Lakeland Practically brand new 4BR/2.5BA home built in 2021 by Tapia Construction in the highly desirable Lakeside Heritage community. This modern residence features an open concept layout with trendy flooring, updated lighting, and a spacious family room. The large kitchen includes granite countertops, soft-close cabinets, stainless steel appliances, and a central island overlooking the main living area. The primary suite offers a generous bedroom, dual sink vanity, step-in shower, and a walk in closet. Enjoy outdoor living in the screened-in patio overlooking the pristine pool with paver surround, perfect for relaxing or entertaining. Property is USDA eligible. Move in ready and available now! Schedule your showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964409
StatusActive
Year Built2021
Total Rooms3
ConstructionBlock
RoofShingle
FoundationSlab
FacesEast
SubdivisionLAKESIDE HERITAGE PHASE 2
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Tray Ceiling(s), Walk-In Closet(s)
FlooringCeramic Tile
AppliancesDishwasher, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral
SecuritySecurity System

Exterior & Lot

ExteriorAwning(s)
Lot Size0.24 acres (10,573 sq ft)
Lot Dimensions128.16 x 82.5
Road SurfaceAsphalt

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterNone
SewerSeptic Tank
UtilitiesElectricity Connected, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$415 / Annually
Senior CommunityNo

Financial Details

List Price$640,000
Annual Taxes$6,668 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Parcel #242910280568000960

Directions

Clubhouse Rd to Banana Laker rd right on lakeside heritage rd right on Ridgefield ln

Location

5017 RIDGEFIELD LANE, LAKELAND, FL 33812

Listing Information

OfficeKELLER WILLIAMS REALTY
ListedAugust 19, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$640,000

20% ($128,000)
6.75%

Loan Term

Principal & Interest$3,321
Property Tax (est.)$587
Insurance (est.)$150
Total Monthly$4,057
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How to Buy This Home

Multiple financing options available for this $640,000 home in LAKELAND.

🏛️

FHA Loan

$22,400 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$32,000 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 20, 2026.

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