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$289,990

1120 S SCENIC HIGHWAY, LAKE WALES, FL 33853

3D Tour
Active47 days on market

Beds

3

Baths

2

Sq Ft

1,149 sq ft

Year Built

1945

Lot Size

0.82 acres

Garage

—

About This Property

HUGE PRICE DROP! Charming lakefront living on beautiful Lake Belle awaits with this unique property featuring a2-bedroom,1-bath main home combined with a detached unit of 1-bedroom, 1-bath with its own kitchen, offering exceptional flexibility for guests, extended family, a private retreat, or potential rental income. The main home is filled with character and features original hardwood flooring throughout, warm wood-paneled walls, exposed timber ceilings, abundant natural light, beautiful pine ceiling room, a comfortable living room, and a cozy kitchen. The two bedrooms are bright and inviting, with a convenient Jack-and-Jill bathroom providing access between the bedrooms. A screened-in front porch provides a peaceful space to relax and enjoy the surrounding greenery. The main home has been COMPLETELY REPLUMBED, features UPDATED ELECTRICAL, and has a 2021 ROOF. The DETACHED GUEST HOUSE HAS BEEN REFRESHED WITH NEW FLOORING AND NEW BATHROOM EQUIPPED WITH A MINI SPLIT INSTALLED IN 2022. The property is served by public water and MULTIPLE SEPTIC SYSTEMS, including separate systems for the main home, guest house, and camping area, plus an ADDITIONAL SEPTIC NEAR THE SHED that may provide an opportunity for a future structure. Outside, enjoy the beauty of direct LAKE BELLE FRONTAGE, mature trees, peaceful water views, and spectacular sunsets that make this property truly special. A CIRCULAR DRIVEWAY provides convenient access to the two structures, while the spacious grounds offer plenty of room to enjoy the outdoors. Ideally situated along S Scenic Highway, this property combines a peaceful lakefront lifestyle with convenient access to downtown Lake Wales, local shopping and dining, Bok Tower Gardens, nature trails, scenic lakes, and major Central Florida roadways. With two separate living spaces, extensive updates, multiple septic systems, and beautiful Lake Belle frontage, this property offers a rare combination of charm, versatility, and waterfront living.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964413
StatusActive
Year Built1945
Stories1
Total Rooms3
ConstructionVinyl Siding, Wood Frame
RoofShingle
FoundationSlab
FacesEast
SubdivisionNOT IN SUBDIVISION
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Window Treatments
FlooringCeramic Tile, Vinyl, Hardwood
AppliancesRange, Refrigerator
LaundryLaundry Room, Outside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorGarden, Lighting, Sidewalk, Storage
Other StructuresGuest House, Shed(s), Storage
Lot Size0.82 acres (35,758 sq ft)
Lot Dimensions155 x 165
Lot FeaturesLandscaped, Level
Road SurfaceAsphalt, Paved
ViewTrees/Woods, Water
0

Waterfront

WaterfrontYes
FeaturesLake Front

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$289,990
Original Price$299,990
Annual Taxes$3,123 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2
Parcel #273011000000022020

Directions

From State Road 60 East, turn right (south) onto Scenic Highway. Continue south on Scenic Highway; the home will be on the right-hand side of the road.

Location

1120 S SCENIC HIGHWAY, LAKE WALES, FL 33853

Listing Information

OfficeKELLER WILLIAMS REALTY SMART 1
ListedAugust 20, 2026

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Home Price

$289,990

20% ($57,998)
6.75%

Loan Term

Principal & Interest$1,505
Property Tax (est.)$266
Insurance (est.)$150
Total Monthly$1,921
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How to Buy This Home

Multiple financing options available for this $289,990 home in LAKE WALES.

🏛️

FHA Loan

$10,150 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 15, 2026.

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