Open House
Saturday, September 12 · 11:00 AM–1:00 PM
$245,000
3642 PIONEER TRAILS DR, LAKELAND, FL 33810
Beds
3
Baths
2
Sq Ft
2,139 sq ft
Year Built
2002
Lot Size
0.24 acres
Garage
—
About This Property
This spacious 3-bedroom, 2-bath home offers over 2,100 square feet of living space with a versatile layout and plenty of room to spread out. Inside, you’ll find both a formal living room and formal dining room, along with a large open family room featuring a wood-burning fireplace. The oversized kitchen is truly the heart of the home, offering an impressive center island with plenty of seating, abundant counter space, and room for gathering and entertaining. The primary suite features a recently remodeled bathroom complete with a relaxing soaking tub and separate shower, adding a fresh and updated feel to the space. Outside, enjoy a large fenced backyard with plenty of space for pets, play, or entertaining, along with a spacious screened front porch, perfect for enjoying the Florida weather. An ADT alarm system provides an added feature for the home. Conveniently located in Lakeland with easy access to I-4, the Polk Parkway, and US 98 North, this home makes commuting around Polk County or toward Tampa and Orlando a breeze. With multiple living and dining spaces, a huge kitchen, and a generous backyard, this home offers the space and flexibility to make it your own!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From US-98 N, head west on W Daughtery Rd. Turn right on Kathleen Rd. At traffic circle, exit west onto Sleepy Hill Rd. Turn left into Pioneer Trails, first right on Pioneer Hill Oaks Blvd, then left on Pioneer Trails Dr. Home will be on right.
Location
3642 PIONEER TRAILS DR, LAKELAND, FL 33810
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$245,000
Loan Term
How to Buy This Home
Multiple financing options available for this $245,000 home in LAKELAND.
🏛️
FHA Loan
$8,575 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$12,250 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.