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$399,000

1108 JEWEL AVENUE, LAKELAND, FL 33805

Active0 days on market

Beds

6

Baths

4

Sq Ft

2,040 sq ft

Year Built

2026

Lot Size

0.19 acres

Garage

1

About This Property

Pre-Construction. To be built. Pre-Construction. To be built. Pre-Construction. To be built. Build your future in the heart of Lakeland! Offered at $399,000, 1106 & 1108 Jewel Avenue presents a rare two-address opportunity with plans on file for a proposed duplex-style residential building featuring two 3-bedroom, 2-bath units with garages and porches. Perfect for investors, builders, or buyers looking to live in one unit while generating rental income from the other. Conveniently located near major roads, shopping, dining, and employment centers. Buyer to verify zoning, permitting, utilities, measurements, intended use, and all development requirements.

Property Overview

Property TypeResidential Income
Sub TypeDuplex
MLS #L4964475
StatusActive
Year Built2026
ConstructionStucco
RoofShingle
FoundationSlab
SubdivisionWESWEGO SUB
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorLiving Room/Dining Room Combo, Other, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
AppliancesRange
LaundryIn Garage
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorSliding Doors
Lot Size0.19 acres (8,146 sq ft)
Lot Dimensions60 x 136
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Sewer Available

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$399,000
Annual Taxes$297 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRB-1
Parcel #232811033000006020

Schools

ElementaryLincoln Avenue Academy
MiddleLawton Chiles Middle
HighGeorge Jenkins High

Directions

Headed West on Memorial, Turn right on Jewel. Lot will be on the left handside.

Location

1108 JEWEL AVENUE, LAKELAND, FL 33805

Listing Information

OfficeKELLER WILLIAMS REALTY
ListedAugust 21, 2026

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Home Price

$399,000

20% ($79,800)
6.75%

Loan Term

Principal & Interest$2,070
Property Tax (est.)$366
Insurance (est.)$150
Total Monthly$2,586
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $399,000 home in LAKELAND.

🏛️

FHA Loan

$13,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$19,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 21, 2026.

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