$499,900
116 BREAM STREET, HAINES CITY, FL 33844
Beds
3
Baths
2
Sq Ft
1,596 sq ft
Year Built
1976
Lot Size
0.25 acres
Garage
2
About This Property
Welcome to your own waterfront retreat on the *Kissimmee Chain of Lakes* This inviting 3-bedroom, 2-bath home is situated on a canal leading to beautiful Lake Hatchineha, offering an incredible opportunity for those who love boating, fishing and the Florida outdoor lifestyle. The home features a durable METAL ROOF 2025, AC-2020, 2-car garage, plus an additional covered carport providing plenty of space for vehicles, boats and recreational toys. Two storage sheds with additional room for fishing gear, tools and outdoor equipment. Step outside and enjoy true Florida living from the screened lanai featuring an approximately 8.5 x 16 swim/lap pool—perfect for cooling off or getting in your morning swim. Beyond the lanai, a paver patio and dedicated grilling area overlook the water, creating the perfect setting for relaxing, entertaining or enjoying peaceful evenings along the canal. Boaters and anglers will especially appreciate the property's two private boat slips with two boat lifts, allowing you to keep your boats ready for your next adventure. From your backyard, cruise through the canal into Lake Hatchineha and the Kissimmee Chain of Lakes, where you can enjoy miles of Intracoastal waterways that lead to the Gulf or the Atlantic & known for excellent fishing. Whether you're looking for a full-time residence or your own Seasonal waterfront getaway, this property offers the combination of comfortable living and the outdoor lifestyle Central Florida is known for. Centrally located between Orlando and Tampa, you'll enjoy a peaceful waterfront setting while remaining within reach of Central Florida's attractions, shopping, dining and recreation. Bring your boats, fishing poles and outdoor toys—Your LAKE-LIFE is waiting!
Property Overview
Interior Features
Exterior & Lot
Pool & Spa
Waterfront
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Drive South on Hwy 27 from Davenport, turn left on Kokomo, turn right on Tyner Rd, turn left on Hatchineha Rd. Turn left on Bream St. Home will be down on your right.
Location
116 BREAM STREET, HAINES CITY, FL 33844
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$499,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $499,900 home in HAINES CITY.
🏛️
FHA Loan
$17,497 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$24,995 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 18, 2026.