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$533,000

318 HAMILTON SHORES DRIVE NE, WINTER HAVEN, FL 33881

3D Tour
Active40 days on market

Beds

4

Baths

2

Sq Ft

2,806 sq ft

Year Built

1996

Lot Size

0.38 acres

Garage

2

About This Property

Welcome to Winter Haven living, where comfort, thoughtful updates, and an exceptional outdoor setting come together in a home designed to be enjoyed inside and out. Step inside to an impressive oversized great room filled with natural light and finished in a fresh, neutral color palette. Updated tile and soft newer carpeting complement the formal living and dining spaces, creating a warm and inviting interior with plenty of room to gather, entertain, or simply relax. The kitchen features brand-new stainless steel appliances, along with a newer dishwasher, garbage disposal, and kitchen sink. Additional improvements throughout the home include a newer roof and updated tile in both the primary and guest bathrooms, adding to the home's move-in-ready appeal. Outside is where this property truly shines. Situated on a spacious oversized lot, the home offers a fully fenced, private backyard surrounded by mature landscaping, creating your own peaceful Florida retreat. The heated swimming pool is ready for sunny afternoons, evening swims, and weekends spent entertaining family and friends. A newer energy-efficient pool pump adds another valuable update, while the generous patio and pool area extend the home's living space outdoors. Set within a quiet, established neighborhood, the property also enjoys beautiful lake views and peaceful streets ideal for morning walks, bike rides, jogging, or an evening stroll with the dog. Publix, shopping, dining, medical offices, and everyday conveniences are just minutes away. And when you're ready for a day of Central Florida adventure, Walt Disney World is approximately 26 miles away, offering easy access to world-famous attractions while still allowing you to come home to the relaxed pace of Winter Haven. With its private heated pool, oversized lot, fenced backyard, mature landscaping, lake views, brand-new stainless steel appliances, and numerous recent updates, this home delivers the Florida lifestyle you've been looking for. Schedule your private showing and come see it for yourself.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964555
StatusActive
Year Built1996
Stories1
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesSouthwest
SubdivisionHAMILTON POINTE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Other
Lot Size0.38 acres (16,522 sq ft)
Lot Dimensions110 x 150
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesGunite
SpaIn Ground

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$325 / Annually
Senior CommunityNo

Financial Details

List Price$533,000
Original Price$549,000
Annual Taxes$7,877 (2025)
ZoningR-1A
Parcel #262813532311001010

Directions

from Hwy 92 in Auburndale/Winter Haven, Head toward 15th St NW, Continue onto M.L.K. Blvd NW, Continue straight onto M.L.K. Blvd NE, Turn left onto Country Club Rd N/Lake Buckeye Dr, Turn left onto Hamilton Pointe Blvd, Turn left onto Inverness Way, Turn left onto Hamilton Shores Dr NE, Destination will be on the left

Location

318 HAMILTON SHORES DRIVE NE, WINTER HAVEN, FL 33881

Listing Information

OfficeKELLER WILLIAMS REALTY
ListedAugust 27, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$533,000

20% ($106,600)
6.75%

Loan Term

Principal & Interest$2,766
Property Tax (est.)$489
Insurance (est.)$150
Total Monthly$3,404
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How to Buy This Home

Multiple financing options available for this $533,000 home in WINTER HAVEN.

🏛️

FHA Loan

$18,655 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$26,650 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 21, 2026.

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