Beds
4
Baths
2
Sq Ft
1,878 sq ft
Year Built
2023
Lot Size
0.30 acres
Garage
2
About This Property
Welcome home to this beautiful newer construction home offering 4 bedrooms, 2 bathrooms, plus a versatile den/flex space on a larger corner lot in a charming Bartow community! Built just three years ago, this home offers modern features, an open layout, and plenty of space to spread out. Step inside to an open and bright floor plan filled with tons of natural sunlight. The split-bedroom layout provides added privacy and creates a comfortable flow throughout the home. Tile flooring runs throughout the main living areas, with carpet in the bedrooms. The spacious kitchen is the heart of the home, featuring ample cabinet and counter space, a large breakfast bar, and a separate dining area just off the kitchen. The adjoining den/flex space offers endless possibilities and can be used as a home office, playroom, media room, or additional living space. French doors lead from the living area to the covered lanai, creating an easy transition to the backyard and making this space perfect for grilling, relaxing, and entertaining family and friends. The primary suite offers a peaceful retreat with a walk-in closet and an upgraded ensuite bathroom featuring a garden tub and separate step-in shower. An indoor laundry room adds everyday convenience. Outside, enjoy the benefits of a larger corner lot with a fully fenced yard. The fence includes a double gate for easy access, making it ideal for storing a boat, trailer, camper, lawn equipment, or other outdoor toys. Located in a small, welcoming community featuring a playground, this home offers the perfect blend of newer construction, functional living space, privacy, and outdoor enjoyment. Come see why this one deserves to be at the top of your list! All information and property details are deemed reliable but not guaranteed and Buyer/Buyer's Agent is responsible for their own due diligence including but not limited to verifying HOA, Community Info, Rules, Leasing Requirements, Sqft, Lot Size, Room Dimensions, and Taxes.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
From SR 60 in Bartow, turn onto N 91 Mine Road, then turn right onto Gandy Road. Turn left into the Winding River Cove community. Follow Winding River Cove to 2048 Winding River Cove.
Location
2048 WINDING RIVER COVE, BARTOW, FL 33830
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$349,900
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $349,900 home in BARTOW.
🏛️
FHA Loan
$12,247 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$17,495 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 15, 2026.