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$349,000

4505 FAIRWAY OAKS DRIVE, MULBERRY, FL 33860

3D Tour
Active41 days on market

Beds

3

Baths

2

Sq Ft

1,914 sq ft

Year Built

2015

Lot Size

0.29 acres

Garage

2

About This Property

Virtually Staged. Welcome to 4505 Fairway Oaks Dr, a beautifully refreshed 3-bedroom, 2-bath home with an office, formal dining room, and a desirable split-bedroom floor plan, all set within a gated community on a spacious lot. Fresh exterior and interior paint, new carpet, and a recently re-screened patio make this home move-in ready and easy to enjoy from day one. Inside, the dedicated office at the front of the home provides a flexible space for working from home, studying, or creating a quiet retreat, while the formal dining room offers plenty of room for entertaining. The split-bedroom layout provides added privacy, with the primary suite separated from the secondary bedrooms. Step outside to the screened patio and take in the peaceful wooded and water views behind the home. With no immediate rear neighbor, the setting feels private and serene, and the western exposure delivers truly beautiful sunset views in the evenings. The large lot provides plenty of outdoor space while still offering the privacy and atmosphere of an established gated community. With its fresh updates, flexible floor plan, generous homesite, and standout backyard views, this Fairway Oaks home offers a combination of comfort, privacy, and scenery that is hard to find.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964586
StatusActive
Year Built2015
Stories1
Total Rooms8
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionRESERVE AT FAIRWAY OAKS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Window Treatments
FlooringCarpet, Laminate
AppliancesConvection Oven, Dishwasher, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral
SecurityGated Community

Exterior & Lot

ExteriorLighting, Sliding Doors
Lot Size0.29 acres (12,798 sq ft)
Lot FeaturesCleared, In County, Landscaped, Level
Road SurfacePaved
ViewTrees/Woods, Water
0

Waterfront

WaterfrontYes
FeaturesLake Front, Pond

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$374 / Quarterly
Senior CommunityNo

Financial Details

List Price$349,000
Annual Taxes$2,666 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Parcel #232934142466000190

Directions

From Lakeland, take S Florida Ave (FL-37) south. Turn RIGHT onto Shepherd Rd. Turn LEFT onto Imperial Pkwy. Turn RIGHT onto Imperial Lakes Blvd. Continue approximately 1 mile, then turn LEFT onto Fairway Oaks Dr. Continue through the gate and follow Fairway Oaks Dr. approximately 0.8–0.9 mile to 4505 Fairway Oaks Dr.

Location

4505 FAIRWAY OAKS DRIVE, MULBERRY, FL 33860

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedAugust 26, 2026

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Home Price

$349,000

20% ($69,800)
6.75%

Loan Term

Principal & Interest$1,811
Property Tax (est.)$320
Insurance (est.)$150
Total Monthly$2,281
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How to Buy This Home

Multiple financing options available for this $349,000 home in MULBERRY.

🏛️

FHA Loan

$12,215 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: August 27, 2026.

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