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$465,000

405 VALLEY COURT, WINTER HAVEN, FL 33884

3D Tour
Active38 days on market

Beds

4

Baths

2

Sq Ft

2,463 sq ft

Year Built

1990

Lot Size

0.40 acres

Garage

2

About This Property

You must see this stunning 4 bedroom, 2 bathroom, pool home located in the gated community of Lake Miriam Hills. This east Winter Haven home boasts a split floor plan, nearly 2,500 sqft of living space, french doors , a formal dining space, a family room and living room, a wood burning fireplace, an open kitchen with granite counter tops and stainless appliances, high ceilings, wood laminate floors in common areas, carpeted bedrooms, a two car garage, and an inside laundry room. The large master suite includes a huge walk-in closet, a gorgeous master bathroom, a soaking tub, a dual sink vanity, and a walk-in shower. The guest bathroom has pool access and a shower/tub combo. The saltwater pool and patio area features covered seating, plenty of shade, and generous deck space around the large pool. Recent repairs include a new roof in 2023, a new septic drainfield in 2022, a new AC in 2022, and a new hot water heater in 2023. Enjoy relaxing and entertaining on the huge pie-shaped lot with shade trees, mature landscaping, and playground equipment all nuzzled back into a quiet cul-de-sac. The community offers private access and a boat ramp to beautiful Lake Mariam. The home is conveniently located to Lego Land, several shopping centers, grocery stores, restaurants, medical centers, and schools. Don’t miss out. Set up your showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964608
StatusActive
Year Built1990
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionLAKE MARIAM HILLS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Split Bedroom, Thermostat, Vaulted Ceiling(s)
FlooringCarpet, Laminate, Tile
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside, Laundry Room
CoolingCentral Air
HeatingCentral
FireplaceYes ()

Exterior & Lot

ExteriorLighting, Playground
Lot Size0.40 acres (17,206 sq ft)
Road SurfacePaved
ViewPool, Trees/Woods

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground, Salt Water, Screen Enclosure
SpaAbove Ground

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$425 / Annually
Senior CommunityNo

Financial Details

List Price$465,000
Original Price$480,000
Annual Taxes$4,794 (2025)
FinancingCash, Conventional, VA Loan
Parcel #262826592001000931

Schools

ElementaryElbert Elem
MiddleDenison Middle
HighWinter Haven Senior

Directions

Heading east on Cypress Gardens Blvd, Turn right onto Overlook Dr, Turn left onto Saint Lucie Rd, Turn right onto Wakulla Dr, Turn left onto Lake Mariam Blvd, Turn left onto Valley Ct, Your destination is on the right.

Location

405 VALLEY COURT, WINTER HAVEN, FL 33884

Listing Information

OfficeROOST REALTY GROUP LLC
ListedAugust 29, 2026

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Home Price

$465,000

20% ($93,000)
6.75%

Loan Term

Principal & Interest$2,413
Property Tax (est.)$426
Insurance (est.)$150
Total Monthly$2,989
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $465,000 home in WINTER HAVEN.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$23,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 19, 2026.

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