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$319,000

3645 DIVING DOVE LANE, BARTOW, FL 33812

3D Tour
Active43 days on market

Beds

4

Baths

2

Sq Ft

1,826 sq ft

Year Built

2023

Lot Size

0.17 acres

Garage

2

About This Property

Like new, beautifully maintained 4-bedroom, 2-bath home in the desirable Wind Meadows South community of Bartow! Built in 2023, this move-in-ready home offers the perfect combination of modern living, comfortable spaces, and an amenity-rich community. Step inside to a bright, open-concept floor plan designed for both everyday living and entertaining. The spacious kitchen features a large island, stainless-steel appliances, and plenty of cabinet and counter space, opening seamlessly to the dining and living areas. The split-bedroom layout provides privacy for the primary suite, while three additional bedrooms offer flexibility for family, guests and a home office. Enjoy Florida living from the covered rear porch. With a 2-car garage and thoughtful layout throughout, this home offers easy, low-maintenance living without sacrificing space. Wind Meadows South adds even more to the lifestyle, with a community pool, playground, and 2 dog parks—perfect for enjoying time outdoors with family and four-legged friends. Sidewalks and a welcoming neighborhood setting make this a wonderful place to call home. Conveniently located with easy access to Lakeland (only 5 minutes from 540A), shopping, dining, recreation, and major roadways. Why wait for new construction when you can enjoy a newer home that is already move-in ready?

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964634
StatusActive
Year Built2023
Stories1
Total Rooms8
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionWIND MDWS SOUTH PH ONE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
FlooringTile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorOther
Lot Size0.17 acres (7,218 sq ft)
Road SurfacePaved
0

Utilities

WaterNone
SewerPublic Sewer
UtilitiesCable Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$100 / Annually
Senior CommunityNo

Financial Details

List Price$319,000
Annual Taxes$3,757 (2025)
FinancingCash, Conventional, FHA
Parcel #242926289501003410

Schools

ElementarySpessard L. Holland Elementary
MiddleBartow Middle
HighBartow High

Directions

from 98 south, go west on 540A, turn south (left) on Crews Lake Road. At roundabout, take 1st exit on Albatross Nest Dr, then make left on Diving Dove Lane, house is on left.

Location

3645 DIVING DOVE LANE, BARTOW, FL 33812

Listing Information

OfficeXCELLENCE
ListedAugust 31, 2026

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Home Price

$319,000

20% ($63,800)
6.75%

Loan Term

Principal & Interest$1,655
Property Tax (est.)$292
Insurance (est.)$150
Total Monthly$2,098
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $319,000 home in BARTOW.

🏛️

FHA Loan

$11,165 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$15,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 13, 2026.

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