$450,000
1224 DUNCAN AVENUE, LAKELAND, FL 33801
Beds
4
Baths
3
Sq Ft
2,338 sq ft
Year Built
1965
Lot Size
0.31 acres
Garage
—
About This Property
Situated just steps from prestigious Lake Hollingsworth, this exceptional four bedroom, three bathroom residence seamlessly combines classic Lakeland charm with modern executive living. Framed by a canopy of mature oaks, the estate features an expansive driveway with an extended rear parking pad, a traditional front veranda, a sun-drenched screened lanai, and a fully fenced rear sanctuary complete with a dedicated fire pit lounge and a custom-built storage shed. Inside, the light-filled layout features rich hardwood flooring and dual primary suites with private en suite bath accommodations. The chef kitchen boasts solid wood cabinetry, generous counter space, and a breakfast bar that connects effortless formal living and dining areas to a spacious rear great room finished in refined wood-look porcelain tile. Complete with double-pane argon gas windows, upgraded insulation, modernized plumbing and electrical systems, and a multi-zone irrigation system, this turnkey residence represents a rare opportunity along Lakeland's premier lakefront corridor.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Schools
Directions
Take Bartow Rd towards Sylvester Rd. Turn left onto Crystal Lake Dr. Turn right onto Duncan Ave. Destination will be on the right.
Location
1224 DUNCAN AVENUE, LAKELAND, FL 33801
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$450,000
Loan Term
Nearby Schools
How to Buy This Home
Multiple financing options available for this $450,000 home in LAKELAND.
🏛️
FHA Loan
$15,750 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$22,500 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 9, 2026.