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$195,000

3539 COLLEEN DRIVE, LAKELAND, FL 33810

3D Tour
Active27 days on market

Beds

3

Baths

2

Sq Ft

1,064 sq ft

Year Built

1966

Lot Size

0.18 acres

Garage

—

About This Property

This 3-bedroom, 1.5-bath block home on a slab offers a practical single-story layout, comfortable living spaces, spacious outdoor areas, and plenty of storage. The 1,064-square-foot home features a welcoming living room with ceiling fans and wood-look laminate flooring, creating an easy-to-maintain setting for everyday living. The kitchen offers rich wood cabinetry for ample storage, a tile backsplash, and stainless steel appliances, including a microwave and stove, providing a functional space for preparing meals and entertaining. The primary bedroom includes the convenience of its own private half bathroom, adding an extra touch of functionality and privacy. The home is serviced by city water and septic and includes a one-car attached carport. Situated on a 0.18-acre lot, the property features a spacious fenced backyard, THREE SHEDS that all convey with the sale, a secondary covered metal storage carport, and a detached wooden workshop with electricity, providing plenty of room for storage, hobbies, tools, or projects. Three refrigerators are currently at the property; however, only one refrigerator conveys with the sale. The roof is approximately 10 years old. Window A/C units are currently being used but do not convey with the sale. With no HOA fees or rental restrictions, the property offers added flexibility for homeowners and investors. Ideally located in North Lakeland’s 33810 area, the home provides easy access to I-4, US-98, Kathleen Road, and the Polk Parkway, offering convenient connectivity throughout Lakeland and making trips toward both Tampa and Orlando easily accessible. Shopping, dining, schools, parks, and everyday conveniences are also nearby, making this a well-positioned property for comfortable Central Florida living.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964679
StatusActive
Year Built1966
Stories1
Total Rooms4
ConstructionBrick
RoofShingle
FoundationSlab
FacesEast
SubdivisionWINSTON HEIGHTS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Split Bedroom
FlooringCeramic Tile, Laminate, Tile
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryNone
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk
FencingFenced, Wood
Other StructuresShed(s)
Lot Size0.18 acres (7,701 sq ft)
Lot Dimensions70 x 110
Lot FeaturesLevel
Road SurfaceAsphalt, Other
ViewTrees/Woods
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesElectricity Connected, Water Connected

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$195,000
Annual Taxes$1,215 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-2
Parcel #232816086300001180

Schools

ElementarySocrum Elem
MiddleKathleen Middle
HighKathleen High

Directions

From I-4, take the County Line Road exit and head south. Turn left onto Frontage Road S, then left onto N Galloway Road. Turn right onto Doreen Drive, then right onto Colleen Drive the property will be on the left.

Location

3539 COLLEEN DRIVE, LAKELAND, FL 33810

Listing Information

OfficeKELLER WILLIAMS REALTY SMART 1
ListedSeptember 9, 2026

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Home Price

$195,000

20% ($39,000)
6.75%

Loan Term

Principal & Interest$1,012
Property Tax (est.)$179
Insurance (est.)$150
Total Monthly$1,341
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $195,000 home in LAKELAND.

🏛️

FHA Loan

$6,825 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 11, 2026.

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