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$495,000

7953 LAKE JAMES BOULEVARD, LAKELAND, FL 33810

3D Tour
Active35 days on market

Beds

2

Baths

2

Sq Ft

1,966 sq ft

Year Built

2023

Lot Size

0.16 acres

Garage

2

About This Property

Welcome to this beautifully crafted 2 bedroom, 2 bathroom home with a spacious den, built by award winning Ernie White Construction located in the highly desirable 55+ gated community of Lake James. This custom built residence features luxury vinyl plank flooring throughout, enhancing both style and durability across the home. The inviting open concept living area includes a large living room, generous dining room, and a bright nook perfect for everyday living and entertaining. The kitchen showcases Wellborn cabinetry, Cambria quartz countertops, a large pantry, and stainless steel appliances, offering exceptional quality and functionality. The split bedroom plan provides privacy, and the primary suite is impressively spacious. Its ensuite bathroom features a large walk in shower, double vanities, a private water closet, and an expansive walk in closet. Relax on the screened rear patio, where you’ll enjoy peaceful wooded view and the community pond, often visited by a friendly neighborhood otter. Additional highlights include an oversized side load garage for ample storage and convenience. Residents of Lake James enjoy a low maintenance lifestyle with yard care, cable, and internet included. The community offers a large clubhouse, heated pool, and beautifully maintained grounds, creating a welcoming environment with exceptional amenities. This home blends quality construction, thoughtful design, and serene surroundings, an ideal opportunity in one of North Lakeland’s premier 55+ communities.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964699
StatusActive
Year Built2023
Stories1
Total Rooms9
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNortheast
SubdivisionLAKE JAMES PH FOUR
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
FlooringCarpet, Luxury Vinyl, Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsLow-Emissivity Windows, Shutters
CoolingCentral Air
HeatingCentral
SecuritySecurity Lights, Smoke Detector(s)

Exterior & Lot

ExteriorFrench Doors, Irrigation System, Lighting, Permeable Paving, Sidewalk
Lot Size0.16 acres (7,048 sq ft)
Lot FeaturesIn County, Landscaped, Sidewalk
Road SurfacePaved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$1,860 / Semi-Annually
Senior CommunityYes

Financial Details

List Price$495,000
Annual Taxes$4,175 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #232710000835003520

Schools

ElementaryR. Clem Churchwell Elem
MiddleSleepy Hill Middle
HighKathleen High

Directions

Heading north on US Highway 98, take a left at Banana Rd. Turn left into Lake James on Lake James Blvd. At the traffic circle, take the fourth exit on Lake James Drive. Destination will be on the left.

Location

7953 LAKE JAMES BOULEVARD, LAKELAND, FL 33810

Listing Information

OfficeCLARK REALTY LLC
ListedSeptember 1, 2026

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Home Price

$495,000

20% ($99,000)
6.75%

Loan Term

Principal & Interest$2,568
Property Tax (est.)$454
Insurance (est.)$150
Total Monthly$3,172
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $495,000 home in LAKELAND.

🏛️

FHA Loan

$17,325 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 5, 2026.

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