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$249,000

544 NARROW POND ROAD, POLK CITY, FL 33868

3D Tour
Active24 days on market

Beds

0

Baths

1

Sq Ft

480 sq ft

Year Built

2015

Lot Size

0.21 acres

Garage

—

About This Property

Virtually Staged. Bring the RV and start enjoying the Florida lifestyle! This charming 480 sq. ft. Florida Casita offers a wonderful spot to relax, recharge, and enjoy the view. Step outside to the patio overlooking the pond—the perfect place for morning coffee, an afternoon break, or winding down at the end of the day. The 132' x 80' lot also features an RV pad with full hookups, giving you a convenient home base between adventures. And there's plenty happening beyond your front door! Enjoy an active community with two clubhouses, two pools, friendly neighbors, and activities every day. If your ideal Florida lifestyle includes sunshine, RVing, community, and a peaceful pond view, this one deserves a look.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964753
StatusActive
Year Built2015
Total Rooms2
ConstructionStucco
RoofShingle
FoundationBlock
FacesEast
SubdivisionMT OLIVE SHORES NORTH
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorHigh Ceilings, Kitchen/Family Room Combo
FlooringConcrete
AppliancesElectric Water Heater, Microwave
LaundryNone
CoolingCentral Air
HeatingHeat Pump

Exterior & Lot

ExteriorIrrigation System, Sprinkler Metered
Lot Size0.21 acres (9,191 sq ft)
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesElectricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOAYes
HOA Fee$2,000 / Annually
Senior CommunityYes

Financial Details

List Price$249,000
Annual Taxes$3,238 (2025)
Parcel #252705298332002550

Directions

4 TO SR33 TO POLK CITY. TURN ONTO LAKE MARGARET BLVD AND STOP AT GUARD GATE. ALL DRIVERS MUST SHOW GUARD A VALID DRIVERS LICENSE TO GAIN ENTRANCE INTO THE COMMUNITY.

Location

544 NARROW POND ROAD, POLK CITY, FL 33868

Listing Information

OfficeWORTH CLARK REALTY
ListedSeptember 1, 2026

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Home Price

$249,000

20% ($49,800)
6.75%

Loan Term

Principal & Interest$1,292
Property Tax (est.)$228
Insurance (est.)$150
Total Monthly$1,670
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How to Buy This Home

Multiple financing options available for this $249,000 home in POLK CITY.

🏛️

FHA Loan

$8,715 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,450 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 25, 2026.

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