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$199,000

515 S CHARLESTON AVENUE, FORT MEADE, FL 33841

3D Tour
Active1 days on market

Beds

3

Baths

1

Sq Ft

1,378 sq ft

Year Built

1946

Lot Size

0.23 acres

Garage

About This Property

Virtually Staged. Charming Fully Renovated Property 1 year ago– Residential or Commercial Use! Welcome to this beautifully renovated property that blends modern convenience with classic charm. Boasting a new roof and fresh interior and exterior paint, this home is move-in ready and full of potential. Step inside to find elegant luxury vinyl flooring that flows throughout, creating a seamless look. The updated kitchen is a showstopper, featuring new cabinets, gleaming granite countertops, and stainless steel appliances that will delight any chef. The bathroom has been thoughtfully updated with contemporary finishes to enhance comfort and style. This property is conveniently located just minutes from downtown, making it ideal for both residential living and commercial use. Whether you're looking for a chic urban home or a versatile business space, this property offers endless possibilities. Don't miss out on this incredible opportunity – schedule your showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964778
StatusActive
Year Built1946
Stories1
Total Rooms7
ConstructionBlock
RoofShingle
FoundationSlab
FacesWest
SubdivisionMITCHELLS C L ADD
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Stone Counters
FlooringLuxury Vinyl
AppliancesRange, Refrigerator
LaundryInside
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorSidewalk
Lot Size0.23 acres (10,119 sq ft)
Lot Dimensions60 x 167
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$199,000
Annual Taxes$4,250 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
ZoningR-2
Parcel #253134477000024031

Directions

Head toward E Broadway St on W Broadway St (CR-630). Turn right onto S Charleston Ave (US-17). Go for 0.5 mi.

Location

515 S CHARLESTON AVENUE, FORT MEADE, FL 33841

Listing Information

OfficeEXP REALTY LLC
ListedSeptember 2, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$199,000

20% ($39,800)
6.75%

Loan Term

Principal & Interest$1,033
Property Tax (est.)$182
Insurance (est.)$150
Total Monthly$1,365
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How to Buy This Home

Multiple financing options available for this $199,000 home in FORT MEADE.

🏛️

FHA Loan

$6,965 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 3, 2026.

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