$475,000
3950 SUNSET LAKE DRIVE, LAKELAND, FL 33810
Beds
4
Baths
4
Sq Ft
3,125 sq ft
Year Built
2014
Lot Size
0.32 acres
Garage
3
About This Property
Welcome to TerraLargo! Tucked toward the back of one of Lakeland’s most sought-after gated communities, this 5-bedroom home offers a rare combination of PRIVACY, SPACE, and beautiful LAKE & CONSERVATION VIEWS with NO REAR NEIGHBORS. Situated on an oversized homesite, the standout feature is the expansive screened lanai overlooking the water, creating the perfect setting for entertaining, grilling, watching the game, or simply enjoying Florida sunsets. Inside, the open kitchen flows seamlessly into the main living area, while the private primary suite offers lake views, French doors to the lanai, a spacious bath, and an oversized walk-in closet. The upstairs 5th bedroom provides excellent flexibility as a guest suite, office, media room, or gym. Fresh interior and exterior paint, a BRAND-NEW first-floor A/C, and a tankless water heater make this home truly move-in ready. TerraLargo residents enjoy resort-style amenities including a zero-entry pool, clubhouse, fitness center, basketball and tennis courts, plus cable and internet included with the HOA. Conveniently located just minutes from I-4 with easy access to Tampa and Orlando. Privacy. Lake views. Oversized homesite. Incredible outdoor living. This is Florida living at its best.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
Turn left (north) onto US-98 / Florida Ave. Turn left onto Sleepy Hill Rd — this is the 3rd traffic light after the I-4 exit. Turn right onto TerraLargo Blvd and enter the TerraLargo community. At the roundabout, continue straight on TerraLargo Blvd. Turn left onto La Vista Trail. Turn left onto Sunset Lake Dr. Continue to 3950 Sunset Lake Dr.
Location
3950 SUNSET LAKE DRIVE, LAKELAND, FL 33810
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$475,000
Loan Term
How to Buy This Home
Multiple financing options available for this $475,000 home in LAKELAND.
🏛️
FHA Loan
$16,625 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$23,750 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
USDA Loan
$0 Down
Zero down for eligible rural areas. Income limits apply.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 4, 2026.