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- Lakeland Homes for Sale
- 428 FITZGERALD ROAD
$274,000
428 FITZGERALD ROAD, LAKELAND, FL 33813
Beds
3
Baths
2
Sq Ft
1,311 sq ft
Year Built
1964
Lot Size
0.22 acres
Garage
—
About This Property
Welcome to this inviting three-bedroom, two-bath home, offering colorful curb appeal and thoughtful updates. The cheerful green-and-white exterior is surrounded by beautiful landscaping, while an attractive tiled walkway leads to the covered front entrance and stunning decorative-glass front door. Inside, wood-look flooring flows through the main living areas, while all three bedrooms feature comfortable carpeting. One bedroom is currently arranged as a bright home office with windows on two walls. The spacious front living room features a ceiling fan and an expansive multi-pane picture window overlooking the landscaped front yard, filling the room with natural light. The home also offers two full bathrooms, a dedicated indoor laundry room, and ample hallway storage. The bright kitchen features white cabinetry, beautiful quartz countertops, a contrasting navy subway-tile backsplash, updated appliances, and a large center island with seating. The island is finished with durable decorative backsplash paneling in place of traditional painted drywall, creating a polished and easy-to-maintain surface. A striking contemporary four-light pendant fixture with illuminated bubble-glass cylinders and polished chrome accents adds an elegant finishing touch above the island. French doors located just off the kitchen lead directly to the backyard. Numerous improvements provide added comfort and efficiency, including a new A/C and refrigerator in 2026, brand-new double-pane windows, a whole-house water filtration system, and a UV-light air filtration system for the A/C. The range and microwave were replaced in 2022, the dishwasher in 2018, and the roof is approximately eight and a half years old. Hot water heater will be replaced prior to closing. The backyard is shaded by beautiful mature oak trees and features both vinyl and chain-link fencing. Three storage sheds provide generous space for tools, lawn equipment, hobbies, and outdoor belongings. Conveniently located near the Polk Parkway, shopping, medical facilities, and the new Orlando Health hospital, the home also offers easy access to I-4. Centrally positioned between Tampa and Orlando, this property makes it easy to enjoy everything Central Florida has to offer.
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From S. Florida Ave, Turn E onto Fitzgerald Rd. House will be on the L
Location
428 FITZGERALD ROAD, LAKELAND, FL 33813
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$274,000
Loan Term
How to Buy This Home
Multiple financing options available for this $274,000 home in LAKELAND.
🏛️
FHA Loan
$9,590 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$13,700 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 3, 2026.