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$259,000

3607 DEBORAH DRIVE, LAKELAND, FL 33810

3D Tour
Active22 days on market

Beds

3

Baths

2

Sq Ft

1,393 sq ft

Year Built

1984

Lot Size

0.23 acres

Garage

—

About This Property

Virtually Staged. Located in an established Lakeland neighborhood, this home offers recent updates along with plenty of space to enjoy both indoors and out. Fresh paint throughout gives the interior a refreshed feel while updated doors add another finishing touch. The large living room provides plenty of room for gatherings and everyday living. Major improvements include a 2024 roof and water heater plus 2024 windows across the front of the home. Step outside to a screened-in back porch or enjoy the separate outdoor porch featuring a bar overlooking the above-ground pool. The fenced property provides added privacy and includes two sheds for additional storage. Lake Parker Park, Bonnet Springs Park and Downtown Lakeland are all just a short drive away. Easy access to I-4 also makes travel toward Tampa, Orlando and other Central Florida destinations convenient. With indoor and outdoor spaces for relaxing, entertaining and making your own, this Lakeland home has plenty to enjoy.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964859
StatusActive
Year Built1984
Stories1
Total Rooms10
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionKATHLEEN HEIGHTS
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Thermostat
FlooringLaminate, Tile
AppliancesElectric Water Heater, Range, Range Hood, Refrigerator
LaundryInside
WindowsRods, Window Treatments
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorPrivate Yard
FencingVinyl, Wood
Other StructuresShed(s)
Lot Size0.23 acres (10,097 sq ft)
Lot Dimensions67 x 120
Lot FeaturesCul-De-Sac
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesAbove Ground

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Electricity Connected, Fiber Optics, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$259,000
Original Price$275,000
Annual Taxes$1,100 (2025)
FinancingConventional, FHA, USDA Loan, VA Loan
Parcel #232728011012000140

Schools

ElementarySleepy Hill Elementary
MiddleKathleen Middle
HighKathleen High

Directions

From Kathleen Road, turn west onto Deeson Road. Turn left onto Lewellyn Road, left onto Jeremy Lane, then left onto Deborah Drive. Property will be on the left.

Location

3607 DEBORAH DRIVE, LAKELAND, FL 33810

Listing Information

OfficeCOLDWELL BANKER REALTY
ListedSeptember 18, 2026

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Home Price

$259,000

20% ($51,800)
6.75%

Loan Term

Principal & Interest$1,344
Property Tax (est.)$237
Insurance (est.)$150
Total Monthly$1,731
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $259,000 home in LAKELAND.

🏛️

FHA Loan

$9,065 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$12,950 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 10, 2026.

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