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$340,000

407 PABLO STREET, LAKELAND, FL 33803

Active27 days on market

Beds

3

Baths

2

Sq Ft

1,996 sq ft

Year Built

1953

Lot Size

0.23 acres

Garage

—

About This Property

Discover the charm of mid-century living in Central Lakeland, Florida with this beautifully maintained 3-bedroom, 2-bath home combining treasured 1950s character with thoughtful updates and an incredibly convenient location. Step inside and you'll immediately appreciate the brand-new REAL hardwood flooring and the character that makes a true mid-century home so special. Beautiful original 1950s bathrooms have been preserved, adding vintage personality and authenticity that's increasingly difficult to find. The spacious and versatile floor plan offers plenty of room to spread out, including a living room, large family room, formal dining room, dinette, and a separate office or sunroom. A desirable split-bedroom layout provides additional privacy for the primary suite, family members, or overnight guests. An indoor laundry room adds everyday convenience. Outside, the home's curb appeal shines with a circular driveway and beautifully manicured lot. The fenced backyard provides a private space for entertaining, pets, gardening, or relaxing outdoors, while a detached shed offers valuable additional storage or workspace. New AC and ductwork in 2023 and plumbing re-piped in 2024 LOCATION, LOCATION, LOCATION! Situated in the heart of Central Lakeland, this home puts you close to everything that makes Lakeland such a desirable place to live. This home is just a short walk to the iconic Southgate Shopping Center. Enjoy convenient access to Downtown Lakeland, shopping, restaurants, nightlife, medical facilities, and the Polk Parkway, making travel throughout Polk County and Central Florida easy. If you've been searching for a mid-century home for sale in Lakeland, FL, a 3-bedroom home in Central Lakeland, or a home with original 1950s character and modern updates, this unique property is one you'll want to see. Don't miss the opportunity to own a piece of Lakeland's mid-century charm in a location that's convenient to nearly everything. Schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964908
StatusActive
Year Built1953
Total Rooms9
ConstructionBlock
RoofShingle
FoundationCrawlspace
FacesSouth
SubdivisionPALMOREY HEIGHTS RESUB
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Split Bedroom, Window Treatments
FlooringCeramic Tile, Hardwood
AppliancesRange, Refrigerator, Tankless Water Heater
LaundryInside
WindowsBlinds
CoolingCentral Air, Mini-Split Unit(s)
HeatingCentral, Wall Furnace

Exterior & Lot

ExteriorAwning(s), Rain Gutters, Storage
FencingChain Link
Other StructuresShed(s)
Lot Size0.23 acres (10,058 sq ft)
Lot FeaturesCity Lot, Near Public Transit, Sidewalk
Road SurfacePaved
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesBB/HS Internet Available, Electricity Connected, Natural Gas Connected, Phone Available

Parking

GarageNo
CarportYes

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$340,000
Annual Taxes$1,620 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRA-3
Parcel #232825128500001107

Directions

South Florida Ave to Pablo St House is on the right.

Location

407 PABLO STREET, LAKELAND, FL 33803

Listing Information

OfficeREGAL REAL ESTATE LLC
ListedSeptember 9, 2026

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Home Price

$340,000

20% ($68,000)
6.75%

Loan Term

Principal & Interest$1,764
Property Tax (est.)$312
Insurance (est.)$150
Total Monthly$2,226
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How to Buy This Home

Multiple financing options available for this $340,000 home in LAKELAND.

🏛️

FHA Loan

$11,900 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$17,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 12, 2026.

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