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$314,900

2021 AMBER SWEET CIRCLE, DUNDEE, FL 33838

Active0 days on market

Beds

5

Baths

3

Sq Ft

1,975 sq ft

Year Built

2021

Lot Size

0.28 acres

Garage

2

About This Property

Welcome to The Ridge at Swan Lake, where comfort, space, and convenience come together in this beautifully maintained 5-bedroom, 3-bathroom home offering approximately 1,975 square feet of living space. Designed with an open-concept layout and vinyl flooring throughout, this home provides a modern, low-maintenance setting with plenty of room to live, work, and entertain. The heart of the home is the spacious kitchen, featuring stone countertops, stainless steel appliances, and a large center island that opens seamlessly to the living and dining areas. The generous living room/dining room combination provides a versatile space that can easily accommodate both everyday living and entertaining. The private primary suite offers a relaxing retreat with an ensuite bathroom featuring dual sinks and a separate shower. Three additional bedrooms and two additional bathrooms provide flexibility for family, guests, a home office, or whatever fits your lifestyle. Step outside and enjoy your 0.28-acre lot with a large fenced backyard and no rear neighbors, offering added privacy and plenty of space for outdoor activities, pets, gardening, or future entertaining. Location is another standout feature. Enjoy easy access to popular Central Florida destinations including Bok Tower Gardens, LEGOLAND Florida Resort, Eagle Ridge Mall, and Lake Eva Community Park. Outdoor enthusiasts will appreciate the nearby recreational opportunities at Circle B Bar Reserve, Colt Creek State Park, and Lake Hamilton, providing plenty of options for hiking, boating, fishing, and enjoying Florida's natural beauty. Potential financing opportunity: The existing mortgage may be assumable at an attractive low interest rate, subject to lender approval and buyer qualification. This could provide a significant opportunity for a qualified buyer compared with obtaining a new mortgage at prevailing rates. Come see why this Dundee home could be the perfect place to call home! Schedule your private showing today.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964948
StatusActive
Year Built2021
Total Rooms12
ConstructionStucco
RoofShingle
FoundationSlab
FacesEast
SubdivisionRIDGE/SWAN LAKE
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Ice Maker, Microwave, Range, Refrigerator
LaundryLaundry Room
WindowsBlinds
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting, Private Yard, Sidewalk, Sliding Doors
FencingFenced, Vinyl
Lot Size0.28 acres (12,044 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$350 / Quarterly
Senior CommunityNo

Financial Details

List Price$314,900
Annual Taxes$135 (2025)
FinancingAssumable, Cash, Conventional, FHA, VA Loan
Parcel #272827835826001710

Schools

ElementaryBethune Academy
MiddleDundee Ridge Middle
HighHaines City Senior High

Directions

From Interstate 4 W take exit 55 for US-27 S. and then turn left onto Frederick Ave. Turn right onto N 8th St and left onto Lake Marie Blvd. Turn right onto Lake Trask Rd and right onto Grove Blvd. Turn right onto Amber Sweet Cir and then the property will be on the right.

Location

2021 AMBER SWEET CIRCLE, DUNDEE, FL 33838

Listing Information

OfficeLPT REALTY, LLC
ListedSeptember 10, 2026

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Home Price

$314,900

20% ($62,980)
6.75%

Loan Term

Principal & Interest$1,634
Property Tax (est.)$289
Insurance (est.)$150
Total Monthly$2,073
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $314,900 home in DUNDEE.

🏛️

FHA Loan

$11,022 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,745 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 10, 2026.

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