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$320,000

5810 CREST LANE, LAKELAND, FL 33812

3D Tour
Active25 days on market

Beds

3

Baths

2

Sq Ft

2,220 sq ft

Year Built

1981

Lot Size

0.48 acres

Garage

—

About This Property

PRICE IMPROVEMENT! Welcome to this well maintained 3-bedroom, 2-bathroom home in desirable south Lakeland, situated on a spacious .48-acre lot with no HOA. While the home could use some updating, it has been exceptionally well cared for and offers a great opportunity to add your own personal touches. The kitchen features stainless steel appliances, and all three bedrooms offer large walk-in closets. A spacious 640-square-foot garage conversion bonus room provides plenty of flexibility for a game room, home office, gym, media room, or additional living space. Enjoy the Florida lifestyle from the screened-in back porch, while the SmithBuilt shed provides convenient exterior storage. Major systems have already been addressed, with a ROOF approximately ONE year old and an AC system approximately THREE years old. The property is also located in the George Jenkins High School zone, and short-term rentals/Airbnb is allowed, offering additional flexibility for homeowners and investors alike. With nearly half an acre, no HOA, a large bonus room, newer major systems, and a prime South Lakeland location, this property offers plenty of potential and is ready for its next owner.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4964949
StatusActive
Year Built1981
Stories1
Total Rooms8
ConstructionStucco, Wood Frame
RoofShingle
FoundationSlab
FacesSouth
SubdivisionROYAL CREST
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Thermostat, Window Treatments
FlooringCarpet, Laminate, Linoleum
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
CoolingCentral Air
HeatingCentral, Electric

Exterior & Lot

ExteriorRain Gutters
Other StructuresShed(s)
Lot Size0.48 acres (20,796 sq ft)
Lot Dimensions95 x 170
Lot FeaturesIn County, Landscaped, Street Dead-End
Road SurfacePaved
0

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Electricity Connected, Public, Water Available, Water Connected

Parking

GarageNo

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$320,000
Original Price$330,000
Annual Taxes$1,552 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningRE-1
Parcel #242915283530000660

Directions

From Clubhouse Rd. go south on Yarborough Ln. to west on Royal Crest Dr. to west on Southcrest Blvd. to north on Crest Ln. to address.

Location

5810 CREST LANE, LAKELAND, FL 33812

Listing Information

OfficeHARPER REALTY FL, LLC
ListedSeptember 11, 2026

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Home Price

$320,000

20% ($64,000)
6.75%

Loan Term

Principal & Interest$1,660
Property Tax (est.)$293
Insurance (est.)$150
Total Monthly$2,104
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How to Buy This Home

Multiple financing options available for this $320,000 home in LAKELAND.

🏛️

FHA Loan

$11,200 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 29, 2026.

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