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$309,900

2015 RECKER HIGHWAY, WINTER HAVEN, FL 33880

Active0 days on market

Beds

3

Baths

2

Sq Ft

1,322 sq ft

Year Built

2026

Lot Size

0.21 acres

Garage

1

About This Property

Virtually Staged. Under Construction. BRAND-NEW CONSTRUCTION –Welcome to this beautiful 3-bedroom, 2-bath home featuring 1,322 sq. ft. of living space with an open-concept floor plan. Thekitchen will feature shaker-style cabinetry, granite countertops, and stainless-steel appliances, with luxury vinyl plank flooring throughout the home. The exterior will be accented with stone veneer for added curb appeal. Additional features include an attached garage, covered front entry, and covered rear patio. Estimated completion in approximately 60–75 days. Secure this new construction home nand make it yours before completion! *Photos/renderings are for illustrative purposes only and may depict finishes, landscaping, furnishings, or features not included in the completed home.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965022
StatusActive
Year Built2026
Total Rooms5
ConstructionBlock
RoofShingle
FoundationSlab
FacesSouth
SubdivisionCARROLLS SUB
CountyPolk
OwnershipFee Simple
New ConstructionYes

Interior Features

InteriorCathedral Ceiling(s), Ceiling Fan(s)
FlooringLuxury Vinyl
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorNone
Lot Size0.21 acres (9,200 sq ft)
Lot Dimensions50 x 184
Road SurfacePaved
0

Utilities

WaterPublic
SewerOther
UtilitiesElectricity Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$309,900
Annual Taxes$225 (2025)
FinancingCash, Conventional, FHA, VA Loan
ZoningR-1C
Parcel #262830639000000180

Directions

From Polk Parkway, take exit 14 on 540E, Winter Lake Rd, turn L Recker Hwy, home will be on the Left

Location

2015 RECKER HIGHWAY, WINTER HAVEN, FL 33880

Listing Information

OfficeTRIBUTE REALTY LLC
ListedSeptember 14, 2026

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Home Price

$309,900

20% ($61,980)
6.75%

Loan Term

Principal & Interest$1,608
Property Tax (est.)$284
Insurance (est.)$150
Total Monthly$2,042
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How to Buy This Home

Multiple financing options available for this $309,900 home in WINTER HAVEN.

🏛️

FHA Loan

$10,847 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$15,495 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 14, 2026.

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