$180,000
94 SADDLEBAG TRAIL, LAKE WALES, FL 33898
Beds
3
Baths
2
Sq Ft
1,610 sq ft
Year Built
1988
Lot Size
0.10 acres
Garage
—
About This Property
Welcome to 94 Saddlebag Trail, a beautifully remodeled 3-bedroom, 2-bath home being sold fully furnished in the 55+ Saddlebag Lake community in Lake Wales. Extensively updated in 2025, this move-in-ready home features new plumbing and electrical, new flooring, fresh paint, new windows, an updated kitchen and bathrooms, and a brand-new carport. Enjoy the laid-back Florida lifestyle in this gated community with 24-hour on-site security, centered around beautiful Saddlebag Lake with opportunities for fishing, community docks and boat slips. An impressive variety of amenities includes a swimming pool and hot tub, tennis and pickleball courts, a golf practice range, dog park, pavilion for events and gatherings, and RV storage. Whether you're looking for a full-time residence or a Florida getaway, this fully furnished and updated home offers a turnkey opportunity with plenty of ways to relax, stay active, and enjoy life at Saddlebag Lake. Everything is in place for you to settle in and start enjoying the Florida lifestyle from day one!
Property Overview
Interior Features
Exterior & Lot
Utilities
Parking
HOA & Community
Financial Details
Directions
From Lake Wales, travel east on Hwy 60 to Saddlebag Lake Rd and turn left. Follow Saddlebag Lake Rd to the gated entrance. Use the call box for access. Once inside, continue on Saddlebag Trail. Property will be on the left.
Location
94 SADDLEBAG TRAIL, LAKE WALES, FL 33898
Listing Information
Schedule a Tour
Pick a Day
Preferred Time
Home Price
$180,000
Loan Term
How to Buy This Home
Multiple financing options available for this $180,000 home in LAKE WALES.
🏛️
FHA Loan
$6,300 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
VA Loan
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
Conventional
$9,000 Down
Traditional financing. As low as 3-5% down with good credit.
Florida Down Payment Assistance Programs
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Polk County SHIP
Varies
Income-qualifying Polk residents
Can You Afford This Home?
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 23, 2026.