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$295,000

146 HARBOR WAY, AUBURNDALE, FL 33823

Active0 days on market

Beds

3

Baths

2

Sq Ft

1,886 sq ft

Year Built

2000

Lot Size

0.16 acres

Garage

2

About This Property

Welcome to 146 Harbor Way, located in the gated Ariana Harbor community in Auburndale. This updated 3-bedroom, 2-bath home offers the kind of easy, low-maintenance lifestyle buyers are looking for, with comfortable living spaces, meaningful updates, and community amenities that make everyday life feel simple and enjoyable. Inside, the home feels clean, bright, and inviting from the moment you walk in. The main living areas has a comfortable flow for relaxing, gathering, and everyday living, while the updated kitchen brings a fresh, modern feel with quartz countertops, updated cabinetry, and a polished look that immediately stands out. The kitchen was opened up by removing a wall, creating better connection between the kitchen, dining, and living areas. Both bathrooms have also been updated, giving the home a move-in-ready feel in the areas buyers care about most. Flooring was updated throughout the home, with the exception of the original hardwood areas that were preserved. One of the best features of this property is the oversized screened lanai. The owner added pavers throughout the entire screened patio, creating a finished outdoor living space that truly feels like an extension of the home. There is plenty of room for morning coffee, evening dinners, weekend football, quiet reading, or entertaining guests without sacrificing comfort. In Florida, outdoor living matters, and this lanai gives you a space you will actually use and enjoy year-round. The home also includes a dedicated laundry room, 2-car garage, a 6-year-old Trane A/C unit, and a valuable workshop area inside the garage with its own mini-split A/C. Whether you need space for hobbies, tools, projects, storage, a small workspace, or simply a cooler place to get things done, this added feature brings a level of flexibility that is hard to find. Ariana Harbor adds even more appeal with a gated entrance, community pool, tennis courts, clubhouse, and lawn maintenance included for $175/month. That means buyers can enjoy the benefits of a well-kept community without spending every weekend maintaining the yard. With updated kitchen and bathrooms, a huge screened lanai with pavers, garage workshop space, a Trane A/C unit, and a gated community with strong amenities, 146 Harbor Way offers a rare combination of comfort, convenience, and value in Auburndale. This is the kind of home that simply makes sense the moment you see it.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965166
StatusActive
Year Built2000
Total Rooms3
ConstructionBlock, Stucco
RoofTile
FoundationBlock
FacesEast
SubdivisionARIANA HARBOR
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorEating Space In Kitchen, Open Floorplan, Stone Counters, Walk-In Closet(s)
FlooringCarpet, Ceramic Tile, Hardwood
AppliancesDishwasher, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
CoolingCentral Air, Mini-Split Unit(s)
HeatingCentral, Electric

Exterior & Lot

ExteriorIrrigation System, Sliding Doors
Lot Size0.16 acres (6,752 sq ft)
Road SurfacePaved
ViewTrees/Woods
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesPublic

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$175 / Monthly
Senior CommunityNo

Financial Details

List Price$295,000
Annual Taxes$1,731 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #252734304507000240

Directions

From i4 head south on SR 559. Turn right into Ariana Harbor. Take the first right or left. Go to the back of the neighborhood until you see 146 Harbor Way

Location

146 HARBOR WAY, AUBURNDALE, FL 33823

Listing Information

OfficeTHE MARKET REALTY COMPANY
ListedSeptember 24, 2026

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Home Price

$295,000

20% ($59,000)
6.75%

Loan Term

Principal & Interest$1,531
Property Tax (est.)$270
Insurance (est.)$150
Total Monthly$1,951
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How to Buy This Home

Multiple financing options available for this $295,000 home in AUBURNDALE.

🏛️

FHA Loan

$10,325 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 24, 2026.

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