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$434,900

4458 FAIRWAY OAKS DRIVE, MULBERRY, FL 33860

3D Tour
Active30 days on market

Beds

3

Baths

2

Sq Ft

2,104 sq ft

Year Built

1996

Lot Size

0.24 acres

Garage

2

About This Property

Welcome to this delightful home located in the gated community of Fairway Oaks. As you enter the foyer you will notice open, light and bright interiors. The living room is where you will greet your guests and is open to the dining room on the far right. Immediately on your left is the primary bedroom complete with an oversized en suite. The primary bathroom has been redesigned as of 2022 and boasts a handicapped accessible walk in shower, an ample sized walk in closet, private toilet room and dual vanity sinks. The huge bedroom leads to a private entrance out to the lanai through patio doors. From the living room you will see the gracious eat in area of the dinette, kitchen and family room. This combined area includes a built in desk, breakfast bar and an abundance of beautiful cabinets with granite countertops and stainless steel appliances, with soft under cabinet lighting as an added feature. Entertaining is a breeze in this open layout that offers built in shelving in the family room for all your electronic devices, while overlooking the pool and patio. Just past the kitchen is the guest bathroom and two guest bedrooms. Several sets of patio doors give access to the screened lanai and pool, where all your outdoor entertaining begins, while keeping the bugs away. The pool has a lovely soothing waterfall for added tranquility. On the way to the garage you will enter through the inside laundry room which includes a sink for added storage. At the back of the garage is an additional storage room which is also where the hot water heater is located, it is new as of 2014. The plumbing was updated in 2017. HVAC was installed in 2023 while the Ultra Violet light was new as of 2021. The HOA fee includes the security gate at the entrance of the community, lawn mowing and edging, exterior pest control, and Spectrum internet and cable. Some photos have been altered through AI to show the pond as it would look once the issue with the drain has been repaired. There is an underground retaining wall (weir) at the west end of the pond that will be repaired by the HOA, and the pond will able to fill again.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965196
StatusActive
Year Built1996
Stories1
Total Rooms8
ConstructionBlock, Stucco
RoofTile
FoundationSlab
FacesNorth
SubdivisionFAIRWAY OAKS FIRST ADD
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorBuilt-in Features, Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Solid Wood Cabinets, Stone Counters, Window Treatments
FlooringCarpet, Ceramic Tile
AppliancesDishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator
LaundryInside, Laundry Room
WindowsWindow Treatments
CoolingCentral Air
HeatingCentral, Electric
SecurityGated Community

Exterior & Lot

ExteriorSliding Doors
Lot Size0.24 acres (10,650 sq ft)
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesGunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Connected, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$716 / Quarterly
Senior CommunityNo

Financial Details

List Price$434,900
Annual Taxes$4,625 (2025)
FinancingCash, Conventional, FHA, USDA Loan, VA Loan
Parcel #232934142462000780

Directions

Highway 37 S towards Mulberry. Turn right heading west on Shepherd Road. Turn left at first light onto Imperial Parkway. Turn right at Imperial Lakes Blvd. Turn left into gate at Fairway Oaks Drive. Home is on the left.

Location

4458 FAIRWAY OAKS DRIVE, MULBERRY, FL 33860

Listing Information

OfficeXCELLENCE
ListedSeptember 21, 2026

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Home Price

$434,900

20% ($86,980)
6.75%

Loan Term

Principal & Interest$2,257
Property Tax (est.)$399
Insurance (est.)$150
Total Monthly$2,805
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How to Buy This Home

Multiple financing options available for this $434,900 home in MULBERRY.

🏛️

FHA Loan

$15,222 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,745 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee, just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 21, 2026.

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