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$439,000

1100 HAMMOCK SHADE DRIVE, LAKELAND, FL 33809

3D Tour
Active16 days on market

Beds

4

Baths

2

Sq Ft

2,038 sq ft

Year Built

1987

Lot Size

0.37 acres

Garage

2

About This Property

Welcome Home!!! Beautifully updated pool home in the established community of The Oaks of Lakeland! This inviting 4-bedroom, 2-bath residence combines the charm of a mature neighborhood with fresh finishes and spaces designed for comfortable living and entertaining. With a BRAND-NEW ROOF, freshly painted interior and exterior, new luxury vinyl plank flooring throughout, and updated light fixtures, there is so much to appreciate from the moment you arrive. Mature oak trees frame the property, while the two car side entry garage adds to the home’s beautiful curb appeal. Step inside and discover a welcoming living area that flows into the kitchen, making it easy to stay connected with guests while preparing meals or hosting your next gathering. At the heart of the home, the beautifully updated kitchen features brand-new, high quality real wood cabinets, granite countertops, and a new refrigerator, microwave, dishwasher, and garbage disposal. Whether you’re setting out appetizers for friends or preparing a quiet dinner at home, this space brings everyone together. The separate dining area provides the perfect setting for holiday meals, special occasions, and everyday dinners around the table. Both bathrooms feature new real wood cabinetry and granite countertops, continuing the coordinated finishes throughout the home, while four bedrooms accommodate guests, a home office, or whatever your lifestyle calls for. A dedicated laundry room adds everyday convenience, while a bonus room in the garage offers flexible space for an office, hobby room, or additional room to suit your needs. Head outside and find the setting that makes this home truly inviting: a beautiful back porch overlooking an impressively large swimming pool and your own backyard oasis. Picture morning coffee on the porch, sunny afternoons by the water, and relaxed evenings spent with good company. With the living space connecting to the backyard, entertaining can flow naturally from indoors to poolside. A new garage door opener adds another convenient update to this thoughtfully refreshed property. From the mature oaks and welcoming curb appeal to the updated interior and inviting outdoor setting, this North Lakeland home is ready for its next chapter. Don’t miss your opportunity, schedule your private showing today!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965199
StatusActive
Year Built1987
Stories1
Total Rooms3
ConstructionBlock, Stucco
RoofShingle
FoundationBlock, Slab
FacesSouth
SubdivisionOAKS/LAKELAND
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Dry Bar, Eating Space In Kitchen, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Walk-In Closet(s)
FlooringLuxury Vinyl, Vinyl
AppliancesCooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Range Hood, Refrigerator
LaundryIn Kitchen, Inside
CoolingCentral Air
HeatingCentral, Electric
FireplaceYes ()

Exterior & Lot

ExteriorPrivate Mailbox, Private Yard, Sliding Doors
FencingChain Link
Lot Size0.37 acres (16,183 sq ft)
Lot Dimensions105 x 154
Lot FeaturesOversized Lot
Road SurfacePaved

Pool & Spa

Private PoolYes
Pool FeaturesIn Ground

Utilities

WaterPublic
SewerSeptic Tank
UtilitiesBB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$200 / Annually
Senior CommunityNo

Financial Details

List Price$439,000
Annual Taxes$2,681 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #242708161004000900

Schools

ElementaryWendell Watson Elem
MiddleLake Gibson Middle/Junio
HighLake Gibson High

Directions

From Downtown Lakeland, 98 North to Old Polk City Road to Hammock Shade Drive

Location

1100 HAMMOCK SHADE DRIVE, LAKELAND, FL 33809

Listing Information

OfficeLIVE FLORIDA REALTY
ListedSeptember 20, 2026

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Preferred Time

Scheduling is free, and you can cancel anytime.

Home Price

$439,000

20% ($87,800)
6.75%

Loan Term

Principal & Interest$2,278
Property Tax (est.)$402
Insurance (est.)$150
Total Monthly$2,830
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $439,000 home in LAKELAND.

🏛️

FHA Loan

$15,365 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$21,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: September 21, 2026.

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