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$335,900

4228 WINDCHIME LANE, LAKELAND, FL 33811

Active14 days on market

Beds

3

Baths

2

Sq Ft

1,767 sq ft

Year Built

2003

Lot Size

0.17 acres

Garage

2

About This Property

Beautiful waterfront home with 3 Br, 2 bath split plan in the Carillon Lakes gated community with guard house, clubhouse, community pool, tennis courts, playgrounds, and fitness center. Home has waterfront views from Master bedroom, kitchen, great room, and porch. Master bath has Jacuzzi tub & shower. Plantation shutters throughout. Third bedroom has no closet. New laminate floors in 2026. New in 2025 stainless steel Whirlpool range, refrigerator, dishwasher, and microwave. 11 ft bar in kitchen. New electric water heater in 2026. Roof apx. 7 years old. Attic staircase in garage. Rear porch has ceiling fans and 8 sliding glass doors with screens to view the lake.

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965235
StatusActive
Year Built2003
Total Rooms6
ConstructionBlock, Stucco
RoofShingle
FoundationSlab
FacesNorth
SubdivisionCARILLON LAKES PH 02
CountyPolk
OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
FlooringLaminate
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
LaundryElectric Dryer Hookup, Inside, Laundry Room, Washer Hookup
WindowsShutters
CoolingCentral Air
HeatingCentral, Electric
SecurityGated Community, Smoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting, Rain Gutters, Sidewalk, Sliding Doors
Lot Size0.17 acres (7,436 sq ft)
Lot FeaturesCity Lot, Landscaped, Sidewalk
Road SurfacePaved, Asphalt
ViewWater
0

Waterfront

WaterfrontYes
FeaturesLake, Waterfront, Lake Front

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes
HOA Fee$294 / Monthly
Senior CommunityNo

Financial Details

List Price$335,900
Annual Taxes$1,768 (2025)
FinancingCash, Conventional, FHA, VA Loan
Parcel #232832138063001070

Schools

ElementaryJesse Keen Elem
MiddleSleepy Hill Middle
HighKathleen High

Directions

West off Airport Rd. on Carillon Blvd. then left on Songbird Ln. and right on Windchime Ln.

Location

4228 WINDCHIME LANE, LAKELAND, FL 33811

Listing Information

OfficeGATOR REALTY OF POLK
ListedSeptember 23, 2026

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Home Price

$335,900

20% ($67,180)
6.75%

Loan Term

Principal & Interest$1,743
Property Tax (est.)$308
Insurance (est.)$150
Total Monthly$2,201
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Nearby Schools

How to Buy This Home

Multiple financing options available for this $335,900 home in LAKELAND.

🏛️

FHA Loan

$11,757 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,795 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 7, 2026.

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