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$359,000

257 PADGETT PLACE N, LAKELAND, FL 33809

3D Tour
Active4 days on market

Beds

3

Baths

2

Sq Ft

1,662 sq ft

Year Built

1990

Lot Size

0.21 acres

Garage

2

About This Property

Welcome to this lovely property located in a quiet, established neighborhood in desirable North Lakeland. NO HOA OR CDD! Enjoy total freedom with no monthly association fees, no strict restrictions, and plenty of space to park your RV, boat, or extra vehicles. This home offers a bright and functional layout, perfect for everyday living and easy entertaining. Featuring generous living space, a spacious kitchen with ample storage, and comfortable bedrooms, it provides the ideal canvas for moving in or personalizing to your taste. Enjoy the Florida weather in your private backyard, perfect for outdoor gatherings, gardening, or relaxing. Ideally situated with quick access to I-4, local shopping centers, dining, and top-rated area schools, this location offers an effortless commute to both Tampa and Orlando. Whether you are a first-time homebuyer or looking for a great investment opportunity, this North Lakeland gem is a must-see!

Property Overview

Property TypeResidential
Sub TypeSingle Family Residence
MLS #L4965261
StatusActive
Year Built1990
Stories1
Total Rooms10
ConstructionStucco
RoofShingle
FoundationBlock
FacesNorth
SubdivisionPADGETT ESTATES
CountyPolk
OwnershipFee Simple
FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Open Floorplan
FlooringLuxury Vinyl, Tile
AppliancesDishwasher, Disposal, Dryer, Range, Refrigerator, Washer
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Exterior & Lot

ExteriorLighting
Lot Size0.21 acres (9,239 sq ft)
Road SurfaceAsphalt
0

Utilities

WaterPublic
SewerPublic Sewer
UtilitiesCable Available, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo
Senior CommunityNo

Financial Details

List Price$359,000
Annual Taxes$1,388 (2025)
FinancingCash, Conventional, FHA
ZoningR-2
Parcel #242719161310003080

Directions

From Tampa, take I-4 East for about 32 miles directly into North Lakeland, take Exit 32 for US-98 North toward Dade City, merge onto US-98 N / N Florida Ave, turn left onto W Daughtery Rd, and then make a left onto N Padgett Pl where you will find 257 N Padgett Pl on your right.

Location

257 PADGETT PLACE N, LAKELAND, FL 33809

Listing Information

OfficeXCELLENCE
ListedOctober 2, 2026

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Home Price

$359,000

20% ($71,800)
6.75%

Loan Term

Principal & Interest$1,863
Property Tax (est.)$329
Insurance (est.)$150
Total Monthly$2,342
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How to Buy This Home

Multiple financing options available for this $359,000 home in LAKELAND.

🏛️

FHA Loan

$12,565 Down

Government-backed, low down payment. Credit scores as low as 580.

🏦

Conventional

$17,950 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: October 2, 2026.

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